312 Lowell St, Dubuque, IA 52001 Property Records

Dubuque County property record for 312 Lowell St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,162 sqft · built 1915
Lot Size	0.146 acres (6,375 sqft)
Owner	2 Individual Names on File
Last Sale	$97,000 (Dec 2014)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-176-010`

Property Details

APN / Parcel Number

Primary APN	`10-24-176-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	702 sqft
Attic	Attic
Attic Area	316 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,375 sqft (0.146 acres)
Lot Dimensions	125 ft deep x 51 ft wide
Porch	Slab
Porch Area	168 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 LOWELL ST
City	DUBUQUE
State	IA
Zip	52001-4438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 3-3 G D WOODS SUB
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	PRESCOTT
Legal Lot Number	3
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1013
Census Tract	600

Owner

312 Lowell St is owned and occupied by two individuals who bought it in December 2014.

Source: Dubuque County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 LOWELL ST, DUBUQUE, IA 52001-4438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Construction Mortgage DUPACO COMMUNITY CREDIT UNION
May 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2014 · Amount on File
Deed Sale	Dec 1, 2014 · Amount on File
Prior Sale	Jul 2, 2007 · Amount on File
Deed Document Number	201413422
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Aug 24, 2026
Property Address	312 LOWELL ST, DUBUQUE, IA 52001-4438
Document Number	0000009404
Instrument Date	Aug 18, 2026
Instrument	20269404
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 LOWELL ST, DUBUQUE, IA 52001-4438

Mortgage

Document Number	0000009404,
Date	Aug 24, 2026
Instrument	20269404

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 1, 2027

Interest

Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	312 LOWELL ST, DUBUQUE, IA 52001-4438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007177
Date	May 29, 2020
Instrument	2020-00007177

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 23, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 312 Lowell St was $1,802 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00 Homeowner's exemption	$160,700 Land $23,200 Building $137,500	$160,700 Land $23,200 Building $137,500
2024	$1,802.00
2023		$144,000 (+28.63%) Land $21,800 Building $122,200	$144,000 Land $21,800 Building $122,200
2022	$1,778.00 Homeowner's exemption	$111,950 Land $16,370 Building $95,580
2021			$111,950 Land $16,370 Building $95,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Lowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 Lowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink.

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