312 Lord St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 312 Lord St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,802 sqft · built 1902
Lot Size	0.091 acres (4,000 sqft)
Owner	Company Name on Record
Last Sale	$205,827 (Apr 2026)
Tax Bill	$1,747 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale + 3 more
APN	`060300 79.20-3-52`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-3-52`
Alternative APNs	`03000790200003052000` `030103740`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,802 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	857 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	281 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030103740
Street Address	312 LORD ST
City	DUNKIRK
State	NY
Zip	14048-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	40 X 100 RES; OLD APN: 060300 34-7-28
Legal Block	3
Legal Lot Number	52.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3011
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2163 S PARK AVE, BUFFALO, NY 14220-2229
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage COREVEST AMERICAN FINANCE LENDER LLC
Apr 29, 2026	Warranty Deed, Transfer STEWART TITLE
Mar 11, 2022	Warranty Deed, Transfer
Dec 13, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 16, 2021	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	20263080
Prior Transfer Date	Nov 14, 2021
Prior Transfer Doc	DE2021007926
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 5, 2026
Property Address	312 LORD ST, DUNKIRK, NY 14048-3118
Document Number	0000002060
Instrument Date	Apr 30, 2026
Instrument	20262060
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1879 WHITEHAVEN RD, GRAND ISLAND, NY 14072-1885
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002060,
Date	May 5, 2026
Instrument	20262060

Lender

Name	COREVEST AMERICAN FINANCE LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 29, 2026
Property Address	312 LORD ST, DUNKIRK, NY 14048-3118
Document Number	0000003080
Instrument Date	Apr 17, 2026
Instrument	2026.3080
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$83,154.31
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2163 S PARK AVE, BUFFALO, NY 14220-2229

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Mar 11, 2022
Property Address	312 LORD ST, DUNKIRK, NY 14048-3118
Document Number	DE2022002266
Instrument Date	Feb 28, 2022
Instrument	DE2022002266
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 POWHATAN PATH, OAKLAND, NJ 07436-3014

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Dec 13, 2021
Property Address	312 LORD ST, DUNKIRK, NY 14048-3118
Document Number	DE2021008538
Instrument Date	Dec 6, 2021
Instrument	DE2021008538
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 MAIN ST, TONAWANDA, NY 14150-2132

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Nov 16, 2021
Property Address	312 LORD ST, DUNKIRK, NY 14048-3118
Document Number	DE2021007926
Instrument Date	Nov 14, 2021
Instrument	DE2021007926
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 ANDRUS ST, SILVER CREEK, NY 14136-1460

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,747.00 (+3.31%)
2025	$1,691.00	$42,000 (-) Land $2,000 Building $40,000	$95,455 (+25%) Land $4,545 Building $90,910
2023		$42,000 (-) Land $2,000 Building $40,000	$76,364 (+14.55%) Land $3,636 Building $72,728
2022		$42,000 Land $2,000 Building $40,000	$66,667 Land $3,175 Building $63,492

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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