312 Lakeshore Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 312 Lakeshore Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 2006
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (May 2026)
Tax Bill	$4,613 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`075040-0400`

Property Details

APN / Parcel Number

Primary APN	`075040-0400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,796 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	1,796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	306 sqft
Patio Area	435 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 LAKESHORE DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	10-64 VENETIAN ISLES LOT 40 BLK A OR5388/673
Legal Range	29E
Legal Township	06S
Legal Section	49
Legal Subdivision	VENETIAN ISLES
Legal Block	A
Legal Lot Number	40
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20606

Owner

Source: St. Johns County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	202638561
Deed Book / Page	6357 / 1635
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 5, 2026
Property Address	312 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8135
Document Number	0063571635
Book / Page	6357 / 1635
Instrument Date	Apr 27, 2026
Instrument	202638561
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$85,547.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	312 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8135

Mortgage

Document Number	0000038562,
Date	May 5, 2026
Instrument	202638562

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 5, 2026
Property Address	312 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8135
Document Number	0000038561
Book / Page	6357 / 1635
Instrument Date	Apr 27, 2026
Instrument	2026.38561
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$85,547.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	312 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8135

Mortgage

Document Number	0000038562,
Date	May 5, 2026
Instrument	2026..38562

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 7, 2021
Property Address	312 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8135
Document Number	0053880673
Book / Page	5388 / 673
Map Reference	MB 10 PG 64
Instrument Date	Oct 6, 2021
Instrument	2021109479
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34828 HERITAGE OAKS CT, WINCHESTER, CA 92596-8329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 LAKESHORE DR, SAINT AUGUSTINE, FL 32095-8135

Mortgage

Document Number	0005388675
Date	Oct 7, 2021
Instrument	5388/675

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,790 (+2.7%)	$432,022 (+4.71%) Land $50,000 Building $382,022
2025	$4,613.00 (+32.33%) Homeowner's exemption	$355,200 (+19.97%)	$412,582 (+18.32%) Land $50,000 Building $362,582
2024	$3,486.00 (+2.02%) Homeowner's exemption	$296,085 (+3%)	$348,712 (-0.96%) Land $50,000 Building $298,712
2023	$3,417.00 (+2.98%) Homeowner's exemption	$287,461 (+3%)	$352,106 (+4.15%) Land $50,000 Building $302,106
2022	$3,318.00 Homeowner's exemption	$279,088	$338,062 Land $39,200 Building $298,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	6 (2016–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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