312 Lake Clark, Laredo, TX 78041 Property Records

Webb County property record for 312 Lake Clark, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,327 sqft · built 2004
Lot Size	0.243 acres (10,572 sqft)
Owner	2 Individual Names on File
Last Sale	$275,600 (Mar 2019)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`991-00018-740`

Property Details

APN / Parcel Number

Primary APN	`991-00018-740`
Alternative APN	`293015`

Interior

Stories	1 Story
Building Area	2,327 sqft Living Area
Gross Area	2,831 sqft
1st Floor Area	2,327 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	10,572 sqft (0.243 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	495 sqft

Location & Zoning

Street Address	312 LAKE CLARK
City	LAREDO
State	TX
Zip	78041-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 18, LOT 74, PHASE 10
Legal Subdivision	LAKESIDE
Legal Phase	10
Legal Block	18
Legal Lot Number	74
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

312 Lake Clark is owned and occupied by two individuals who bought it in March 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 LAKE CLARK, LAREDO, TX 78041-1974
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 20, 2019	Vendor's Lien, Transfer · FHA Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Deed Document Number	20191355330
Deed Book / Page	4567 / 879
Prior Transfer Date	Mar 19, 2019
Prior Transfer Doc	004567/879
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Aug 3, 2026
Property Address	312 LAKE CLARK, LAREDO, TX 78041-1974
Document Number	0001594458
Book / Page	6084 / 722
Instrument Date	Jul 15, 2026
Instrument	20261594458
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 LAKE CLARK, LAREDO, TX 78041-1974

Mortgage

Document Number	0001594458,
Date	Aug 3, 2026
Book Page	6084/722
Instrument	20261594458

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jul 1, 2051

Interest

Rate	6.47%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	312 LAKE CLARK, LAREDO, TX 78041-1974
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 LAKE CLARK, LAREDO, TX 78041-1974

Mortgage

Document Number	005581/727
Date	Dec 29, 2023
Book Page	5581/727
Instrument	1518638

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jul 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	312 LAKE CLARK, LAREDO, TX 78041-1974
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 LAKE CLARK, LAREDO, TX 78041-1974

Mortgage

Document Number	005420/773
Date	Feb 27, 2023
Book Page	5420/773
Instrument	1492583

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jul 1, 2051

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 20, 2019
Property Address	312 LAKE CLARK, LAREDO, TX 78041-1974
Document Number	004567/879
Book / Page	4567 / 879
Map Reference	VOL 23 PG 75
Instrument Date	Mar 19, 2019
Instrument	1355330
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 LAKE CLARK, LAREDO, TX 78041-1974

Mortgage

Document Number	0001355331
Date	Mar 20, 2019
Instrument	1355331

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 312 Lake Clark was $2,003 with a homeowner's exemption, up 1.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,922 (+3.04%) Land $176,969 Building $230,953	$407,922 (+3.04%) Land $176,969 Building $230,953
2025	$2,003.00 (+1.06%) Homeowner's exemption	$395,891 Land $176,969 Building $218,922	$395,891 Land $176,969 Building $218,922
2024	$1,982.00
2023		$364,025 Land $132,251 Building $231,774	$364,025 Land $132,251 Building $231,774
2022	$2,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Lake Clark in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Lake Clark is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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