Lake County property record for 312 King St, Gary, IN 46406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,130 sqft · built 1971 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,163 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-47-0234-0028 |
| Primary APN | 001-25-47-0234-0028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-47-0234-0028 |
|---|---|
| Old Parcel Number | 254702340028 |
| Street Address | 312 KING ST |
| City | GARY |
| State | IN |
| Zip | 46406-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST 5TH AVE. 2ND ADD. N2. L.27 BL.2 ALL L.28 BL.2 |
| Legal Subdivision | WEST 5TH AVE 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10304 |
312 King St is owned and occupied by an individual who acquired it in August 2018.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 KING ST, GARY, IN 46406-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 17, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage TECH CU |
| Nov 5, 2019 | Deed of Trust, Mortgage · VA Mortgage DIRECT MORTGAGE LOANS LLC |
| Oct 6, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 29, 2018 | Warranty Deed, Transfer · VA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2018 |
| Deed Sale | Aug 29, 2018 |
| Deed Document Number | 2018 059283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 312 KING ST, GARY, IN 46406-1351 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 KING ST, GARY, IN 46406-1351 |
| Document Number | 0000005756 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-005756 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 312 KING ST, GARY, IN 46406-1351 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 312 KING ST, GARY, IN 46406-1351 |
| Document Number | 0000048941 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-548941 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 312 KING ST, GARY, IN 46406-1351 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000082040 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2017 082040 |
| Name | TECH CU |
|---|---|
| Type | Credit Union |
| Address | CROWN POINT, IN 46307 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 312 KING ST, GARY, IN 46406-1351 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000075881 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 2019 075881 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 312 KING ST, GARY, IN 46406-1351 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031435 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 2021-531435 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Aug 29, 2018 |
| Property Address | 312 KING ST, GARY, IN 46406-1351 |
| Document Number | 0000059283 |
| Map Reference | MB17 PG11 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 2018 059283 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | LIBERTY TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 312 KING ST, GARY, IN 46406-1351 |
| Investor | Possibly a Property Investor |
| Document Number | 0000059284 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 2018 059284 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,200 Land $9,900 Building $105,300 | $115,200 Land $9,900 Building $105,300 | |
| 2024 | $1,163.00 | ||
| 2023 | $95,500 (+7.55%) Land $9,900 Building $85,600 | $95,500 (+7.55%) Land $9,900 Building $85,600 | |
| 2022 | $1,048.00 Homeowner's exemption | $88,800 Land $5,700 Building $83,100 | $88,800 Land $5,700 Building $83,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 King St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 King St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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