312 Hillcrest, Mattoon, IL 61938 Property Records

Coles County property record for 312 Hillcrest, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 1972
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Apr 2023)
Tax Bill	$4,920 (2020)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0-02291-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-02291-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,288 sqft Base Area
1st Floor Area	2,288 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	140 ft deep x 97 ft wide
Garage Type	Detached
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	312 HILLCREST
City	MATTOON
State	IL
Zip	61938-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW SECTION #4 LOT 22
Legal Subdivision	CRESTVIEW SECTION NUMBER 4
Legal Lot Number	22
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2005
Census Tract	1000

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	312 HILLCREST, MATTOON, IL 61938-4634
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 26, 2023	Administrator's Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	2023806319
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Recording Date	Sep 9, 2026
Property Address	312 HILLCREST, MATTOON, IL 61938-4634
Document Number	0000824529
Instrument Date	Aug 31, 2026
Instrument	2026824529
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000824529,
Date	Sep 9, 2026
Instrument	2026824529

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.99%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COLES IL
Recording Date	Apr 26, 2023
Property Address	312 HILLCREST, MATTOON, IL 61938-4634
Document Number	202300806319
Instrument Date	Apr 24, 2023
Instrument	202300806319
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 STONECREST, SAVOY, IL 61874-9474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HILLCREST, MATTOON, IL 61938-4634

Mortgage

Document Number	202300806320
Date	Apr 26, 2023
Instrument	202300806320

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,021 (+22.32%) Land $10,935 Building $75,086	$258,063 (+22.32%) Land $32,805 Building $225,258
2023		$70,324 Land $8,940 Building $61,384	$210,972 Land $26,820 Building $184,152
2020	$4,920.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Watch TV.

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