Dorchester County property record for 312 High St, Cambridge, MD 21613
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 1,563 sqft · built 1900 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,425,000 (Dec 2023) |
| Tax Bill | $7,318 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-174233 |
| Primary APN | 07-174233 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,563 sqft Total Area |
| 1st Floor Area | 1,563 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 7,250 sqft (0.166 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 174233 |
|---|---|
| Street Address | 312 HIGH ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1827 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | C-2 |
| Legal Description | LOT 7,250 SQ. FT. 312 HIGH STREET CAMBRIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 970400 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 400 WOODLAND TER, ALEXANDRIA, VA 22302-3315 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Feb 3, 2012 · Amount on Record |
| Deed Book / Page | 1848 / 391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Recording Date | Dec 11, 2023 |
| Property Address | 312 HIGH ST, CAMBRIDGE, MD 21613-1827 |
| Document Number | 0018480391 |
| Book / Page | 1848 / 391 |
| Instrument Date | Oct 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | ATG TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 WOODLAND TER, ALEXANDRIA, VA 22302-3315 |
| Document Number | 0001848398 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 1848-398 |
| Name | SIGNATURE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 3, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,318.00 (+3.27%) | $391,633 (+7.37%) | $420,300 (+11.4%) Land $36,200 Building $384,100 |
| 2025 | $7,086.00 (+5.12%) | ||
| 2023 | $6,741.00 | $364,767 | $377,300 Land $36,200 Building $341,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 78 units insured incl. 50 condo units |
| Nearby Flood Claims | 27 (1985–2024) |
| Claims Outside the SFHA | 7 of 27 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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