312 High Rdg Rd, Marion, NC 28752 Property Records

McDowell County property record for 312 High Rdg Rd, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,810 sqft · built 1912
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Oct 2000)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0787-00-48-7657`

Property Details

APN / Parcel Number

Primary APN	`0787-00-48-7657`
Alternative APN	`70077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,810 sqft Heated Area
Gross Area	2,639 sqft
1st Floor Area	1,810 sqft
Basement Area	405 sqft
Finished Basement	405 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	70077
Street Address	312 HIGH RIDGE RD
City	MARION
State	NC
Zip	28752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.09 AC MCDOWELL (0.14 MITCHELL) 3 TRACTS WISEMAN SURVEY 09/20/2000 & BOUNDARY 42/49
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1025
Census Tract	970101

Owner

312 High Rdg Rd, a rural home, is owned by an individual who acquired it in June 2019.

Source: McDowell County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	2377 CEDAR LN, DARLINGTON, SC 29540-9173
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed of Trust, Mortgage FIRST CITIZENS BK
Jun 20, 2019	Correction Deed ATTORNEY ONLY
Jun 20, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2000 · Amount on File
Deed Sale	Oct 1, 2000 · Amount on File
Deed Book / Page	628 / 710
Last Transfer Date	Jun 20, 2019
Transfer Doc	0012780115
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	DODD BROWN LN, MARION, NC 28752
Document Number	0012780129
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2377 CEDAR LN DARLINGTON SC 295409173, DARLINGTON, SC 29540-9173

Mortgage

Document Number	0012780129
Date	Jun 20, 2019
Book Page	001278/000129
Instrument	2876

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29502

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 20, 2019
Property Address	DODD BROWN LN, MARION, NC 28752
Document Number	0012780124
Book / Page	001278 / 000124
Instrument Date	Jun 20, 2019
Instrument	2875
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$560.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2377 CEDAR LN DARLINGTON SC 295409173, DARLINGTON, SC 29540-9173

June 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 20, 2019
Property Address	DODD BROWN LN, MARION, NC 28752
Document Number	0012780115
Book / Page	001278 / 000115
Instrument Date	Jun 20, 2019
Instrument	2873
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	312 HIGH RIDGE RD MARION NC 28752, MARION, NC 28752

Tax Assessment & Valuation

The 2025 property tax bill for 312 High Rdg Rd was $1,906.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,906.00	$281,175 Land $95,000 Building $186,175
2023	$2,204.00	$325,160 Land $125,000 Building $200,160	$281,175 Land $95,000 Building $186,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 High Rdg Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 High Rdg Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE SWITZERLAND COMM ASSOC private · serves 300 people · EPA ID NC0156105
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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