312 Heritage Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 312 Heritage Oaks Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	4,507 sqft · built 2015
Owner	Individual Name on File
Last Sale	$910,000 (Nov 2017)
Tax Bill	$12,238 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2017 Sale & Mortgage
APN	`104-814-2694`

Property Details

APN / Parcel Number

Primary APN	`104-814-2694`
Alternative APN	`11916`

Interior

Building Area	4,507 sqft Living Area

Exterior

Year Built	Built 2015
Garage Area	989 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	312 HERITAGE OAKS DR
City	COVINGTON
State	LA
Zip	70433-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE OAKS LT14
Legal Subdivision	HERITAGE OAKS
Legal Lot Number	14
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	3
Census Block	3000
Census Tract	40401

Owner

Source: St. Tammany Parish records · APN 104-814-2694

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	312 HERITAGE OAKS DR, COVINGTON, LA 70433-7837
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Gift Deed, Transfer
Nov 06, 2017	Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2017 · Amount on Record
Deed Sale	Nov 06, 2017 · Amount on Record
Prior Sale	Nov 06, 2017 · Amount on Record
Deed Document Number	0002086029
Last Transfer Date	Nov 22, 2023
Transfer Doc	0002393541
Record Updated	Jun 08, 2026

November 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 22, 2023
Property Address	312 HERITAGE OAKS DR, COVINGTON, LA 70433-7837
Document Number	0002393541
Map Reference	MAP 4581
Instrument Date	Nov 21, 2023
Instrument	2393541
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 HERITAGE OAKS DR, COVINGTON, LA 70433-7837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HERITAGE OAKS DR, COVINGTON, LA 70433-7837

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 06, 2017
Property Address	312 HERITAGE OAKS DR, COVINGTON, LA 70433-7837
Document Number	0002086029
Map Reference	MAP 4581
Instrument Date	Nov 03, 2017
Instrument	2086029
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HERITAGE OAKS DR, COVINGTON, LA 70433-7837

Mortgage

Document Number	0002086030
Date	Nov 06, 2017
Instrument	2086030

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,238.00 (-2.42%) Homeowner's exemption	$112,383 (-) Land $19,500 Building $92,883	$1,123,833 (-) Land $195,000 Building $928,833
2024	$12,541.00 (+29.96%) Homeowner's exemption	$112,383 (+37.14%) Land $19,500 Building $92,883	$1,123,833 (+37.14%) Land $195,000 Building $928,833
2023	$9,650.00 Homeowner's exemption	$81,950 (-) Land $11,000 Building $70,950	$819,500 (-) Land $110,000 Building $709,500
2022	$9,650.00 Homeowner's exemption	$81,950 Land $11,000 Building $70,950	$819,500 Land $110,000 Building $709,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 275 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	275 in force
Nearby Flood Claims	5 (2005–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Katrina, Aug 2005 · 4 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 77% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Based on FCC filings for 76 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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