312 Herbert St, Milford, CT 06461 Property Records

Milford City property record for 312 Herbert St, Milford, CT 06461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,256 sqft · built 1840
Lot Size	1.27 acres (55,321 sqft)
Owner	Trust Name on File
Last Sale	$555,000 (May 2023)
Tax Bill	$11,764 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILF M:121 B:902 L:14-A`

Property Details

APN / Parcel Number

Primary APN	`MILF M:121 B:902 L:14-A`
Alternative APNs	`M:00121 B:00902 L:00014A` `MLFD M:121 B:902 L:14-A` `15705`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,256 sqft Living Area
Gross Area	6,632 sqft
1st Floor Area	1,688 sqft
Attic	Attic
Attic Area	896 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15705
Street Address	312 HERBERT ST
City	MILFORD
State	CT
Zip	06461-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	SAVIN HBR
Legal Block	902
Legal Lot Number	14-A
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3005
Census Tract	150700

Owner

312 Herbert St is owner-occupied and held in a trust since May 2023.

Source: Milford City records, as of September 25, 2026

Owner of Record	Trust Name on File
Mailing Address	312 HERBERT ST, MILFORD, CT 06461-1613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 8, 2023	Quit Claim Deed, Transfer Quitclaim
May 8, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Sep 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Nov 12, 2003 · Amount on File
Deed Document Number	20232956
Deed Book / Page	4058 / 638
Prior Transfer Date	May 5, 2023
Prior Transfer Doc	004058-660
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	312 HERBERT ST, MILFORD, CT 06461-1613
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004168-355
Date	Jan 15, 2026
Book Page	4168/355
Instrument	282

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD CT
Recording Date	May 8, 2023
Property Address	312 HERBERT ST, MILFORD, CT 06461-1613
Document Number	004058-660
Book / Page	4058 / 660
Instrument Date	May 5, 2023
Instrument	2958
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HERBERT ST, MILFORD, CT 06461-1613

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	May 8, 2023
Property Address	312 HERBERT ST, MILFORD, CT 06461-1613
Document Number	004058-638
Book / Page	4058 / 638
Instrument Date	May 5, 2023
Instrument	2956
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 HERBERT ST, MILFORD, CT 06461-1613

Mortgage

Document Number	0000002957
Date	May 8, 2023
Instrument	2957

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	312 HERBERT ST, MILFORD, CT 06461-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3811-129
Date	Feb 4, 2019
Book Page	3811/129

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD CT
Property Address	312 HERBERT ST, MILFORD, CT 06461-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3838-277
Date	Sep 12, 2019
Book Page	3838/277

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 312 Herbert St was $11,764.

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,764.00	$398,110 Land $125,240 Building $272,870	$568,728 Land $178,914 Building $389,814
2024	$11,764.00 (+8.75%)
2023	$10,817.00	$398,110 Land $125,240 Building $272,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Herbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Herbert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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