312 Garza St, Laredo, TX 78040 Property Records

Webb County property record for 312 Garza St, Laredo, TX 78040 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1984
Square Footage2,640 sqft Living Area
Lot Size4,340 sqft (0.1 acres)
GarageCarport, 748 sqft
Last Sale$133,300 (2026)
Tax Bill$1,118.00 (2025)

Property Details

APN / Parcel Number

Primary APN108-00362-021
Alternative APN
  • 162324

Interior

Building Area2,640 sqft Living Area
1st Floor1,320 sqft 1st Floor
Stories2 Stories
Utility Area136 sqft Utility Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialStucco Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,340 sqft (0.1 acres)
Depth X Width69 ft x 63 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
Garage Area748 sqft Garage
CarportCarport
Carport Area748 sqft Carport
Balcony Area150 sqft Balcony
Patio Area150 sqft Patio
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address312 GARZA ST
CityLAREDO
StateTX
Zip78040-3814
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 362 WD
Legal SubdivisionWESTERN -- BLOCKS 351 - 400
Legal Block362
Legal Lot Number9
JurisdictionWEBB TX
Minor Civil DivisionLAREDO
Census Blockgroup3
Census Block3007
Census Tract800

Owner

Source: Webb County records · APN 108-00362-021

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address565 W MYRTLE ST, BOISE, ID 83702-7675
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Trustee's Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 04, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2005Deed of Trust, Mortgage
SOUTH TEXAS NATIONAL BANK OF LAREDO
Feb 21, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 13, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
IDAHO HOUSING & FINANCE ASSOCIATION
Mar 02, 2023Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
SFMC LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2026 · Amount on Record
Deed SaleAug 12, 2026 · Amount on Record
Prior SaleMar 02, 2023 · Amount on Record
Deed Doc Number20261595437
Deed Book / Page6091 / 315
Prior Transfer DateNov 07, 2011
Prior Transfer Doc003175/011
Record RefreshedSep 20, 2026

August 2026: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWEBB TX
Recording DateAug 12, 2026
Property Address312 GARZA ST, LAREDO, TX 78040-3814
Document Number0001595437
Book / Page6091 / 315
Instrument DateAug 04, 2026
Instrument20261595437
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 W MYRTLE ST, BOISE, ID 83702-7675
InvestorPossibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address312 GARZA ST, LAREDO, TX 78040-3814
Transaction TypeMortgage
Record UpdatedMay 29, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 GARZA ST, LAREDO, TX 78040-3814

Mortgage

Document Number0005355/86
DateOct 04, 2022
Book Page5355/86
Instrument1481218
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueAug 01, 2052

September 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address312 GARZA ST, LAREDO, TX 78040-3814
Transaction TypeMortgage
Record UpdatedMay 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001929/611
DateSep 29, 2005
Book Page1929/611
Instrument0894293
Lender
NameSOUTH TEXAS NATIONAL BANK OF LAREDO
AddressLAREDO, TX 78042
Agreement
AmountAmount Recorded
Term239 Months
DueAug 29, 2025
Interest
Rate TypeAdjustable Rate

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address312 GARZA ST, LAREDO, TX 78040-3814
Transaction TypeMortgage
Record UpdatedMay 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 GARZA ST, LAREDO, TX 78040-3814

Mortgage

Document Number005787/398
DateFeb 21, 2025
Book Page5787/398
Instrument1550501
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueMar 01, 2053

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address312 GARZA ST, LAREDO, TX 78040-3814
Transaction TypeMortgage
Record UpdatedMay 29, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 GARZA ST, LAREDO, TX 78040-3814

Mortgage

Document Number005700/121
DateAug 13, 2024
Book Page5700/121
Instrument1536789
Lender
NameIDAHO HOUSING & FINANCE ASSOCIATION
TypePrivate Party
Address565 W MYRTLE ST, BOISE, ID 83702
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term343 Months
DueMar 01, 2053

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 02, 2023
Property Address312 GARZA ST, LAREDO, TX 78040-3814
Document Number005423/455
Book / Page5423 / 455
Map ReferenceVOL 1122 PG 879
Instrument DateFeb 28, 2023
Instrument1493055
Transaction TypeTransfer
Record UpdatedMay 29, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address312 GARZA ST, LAREDO, TX 78040-3814

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 GARZA ST, LAREDO, TX 78040-3814

Mortgage

Document Number0001493056
DateMar 02, 2023
Instrument1493056
Lender
NameSFMC LP
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictLaredo Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,118.00 (-15.62%)$220,994 (+65.14%) Land $46,047 Building $174,947$220,994 (+65.14%) Land $46,047 Building $174,947
2024$1,325.00 (+58.3%)
2023$133,824 Land $37,758 Building $96,066$133,824 Land $37,758 Building $96,066
2022$837.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Garza St

Nearby Streets

Search Property Records by Address or Parcel Number