312 Garrison Dr, Albemarle, NC 28001 Property Records

Stanly County property record for 312 Garrison Dr, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,108 sqft · built 1967
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2022)
Tax Bill	$3,225 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`654904515268`

Property Details

APN / Parcel Number

Primary APN	`654904515268`
Alternative APNs	`1539695` `26627` `30361`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,108 sqft Finished Area
Basement Area	917 sqft
Finished Basement	917 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Combination
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Area	600 sqft
Porch	Porch
Porch Area	111 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	1539695
Street Address	312 GARRISON DR
City	ALBEMARLE
State	NC
Zip	28001-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 312 GARRISON DR LT 15 654919014
Legal Subdivision	FOREST PARK
Legal Lot Number	15
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2005
Census Tract	931204

Owner

312 Garrison Dr is owned and occupied by an individual who bought it in July 2022.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	312 GARRISON DR, ALBEMARLE, NC 28001-2921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Deed Document Number	2022449674
Deed Book / Page	1794 / 971
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jul 29, 2022
Property Address	312 GARRISON DR, ALBEMARLE, NC 28001-2921
Document Number	0000449674
Book / Page	1794 / 971
Map Reference	MB 5 PG 86
Instrument Date	Jul 29, 2022
Instrument	449674
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 532, ALBEMARLE, NC 28002-0532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 T E WHITE SR DR, ALBEMARLE, NC 28001-5034

Mortgage

Document Number	0000449675
Date	Jul 29, 2022
Instrument	449675

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 312 Garrison Dr was $3,225.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,225.00	$287,977 Land $22,737 Building $265,240	$287,977 Land $22,737 Building $265,240
2023	$1,806.00 (-20.72%)	$148,095 (-2.51%) Land $12,592 Building $135,503	$148,095 (-2.51%) Land $12,592 Building $135,503
2022	$2,278.00	$151,905 Land $12,592 Building $139,313	$151,905 Land $12,592 Building $139,313

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 312 Garrison Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Garrison Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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