Bergen County and Teaneck Township property record for 312 Frances St, Teaneck, NJ 07666
| Property Type | Single Family Home |
|---|---|
| Details | 1,918 sqft · built 1930 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $695,000 (Aug 2024) |
| Tax Bill | $12,109 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-02609-0000-00004 |
| Primary APN | 60-02609-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,918 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 024826 |
|---|---|
| Street Address | 312 FRANCES ST |
| City | TEANECK |
| State | NJ |
| Zip | 07666-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | 50X100 |
| Legal Subdivision | WW PHELPS TEANECK DEV |
| Legal Block | 2609 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | TEANECK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 54500 |
Source: Bergen County and Teaneck Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 FRANCES ST, TEANECK, NJ 07666-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Dec 13, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance VALLEY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Jan 30, 2001 · Amount on Record |
| Deed Document Number | 202451782 |
| Deed Book / Page | 5310 / 1888 |
| Prior Transfer Date | Jun 22, 2012 |
| Prior Transfer Doc | 0012440793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 312 FRANCES ST, TEANECK, NJ 07666-3416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 ERMICES ST, TEANECK, NJ 07666 |
| Document Number | 0056821076 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 5682/1076 |
| Instrument | 2025088531 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 312 FRANCES ST, TEANECK, NJ 07666-3416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 312 FRANCES ST, TEANECK, NJ 07666-3416 |
| Document Number | 0048410527 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 4841/527 |
| Instrument | 2022101586 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 312 FRANCES ST, TEANECK, NJ 07666-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031310147 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 3131/147 |
| Instrument | 18-087812 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Teaneck Township |
| Unified School District | Teaneck Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,300 (-) Land $275,500 Building $252,800 | $528,300 (-) Land $275,500 Building $252,800 | |
| 2025 | $12,109.00 (+4.95%) | $528,300 (+64.89%) Land $275,500 Building $252,800 | $528,300 (+64.89%) Land $275,500 Building $252,800 |
| 2024 | $11,538.00 (+11.25%) | ||
| 2023 | $320,400 Land $175,800 Building $144,600 | $320,400 Land $175,800 Building $144,600 | |
| 2022 | $10,371.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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