Old Lyme Town property record for 312 Ferry Rd, Old Lyme, CT 06371
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,146 sqft · built 1850 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $699,000 (May 2026) |
| Tax Bill | $5,661 (2025) |
| Deeds & Mortgages | May 2026 Sale Dec 2025 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OLYM M:16 L:22-1 |
| Primary APN | OLYM M:16 L:22-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,146 sqft Living Area |
| Gross Area | 2,023 sqft |
| Basement Area | 603 sqft |
| Unfinished Basement | 603 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,000 sqft (0.918 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 63800 |
|---|---|
| Street Address | 312 FERRY RD |
| City | OLD LYME |
| State | CT |
| Zip | 06371-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU40 |
| Legal Lot Number | 22-1 |
| Jurisdiction | OLD LYME CT |
| Township / Civil Division | OLD LYME |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 660101 |
312 Ferry Rd is owner-occupied and held in a trust since May 2026.
Source: Old Lyme Town records, as of June 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer |
| Dec 4, 2025 | Warranty Deed, Transfer |
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ESSEX SAVINGS BANK |
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit ESSEX SAVINGS BANK |
| Dec 9, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Jun 7, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Dec 4, 2025 · Amount on File |
| Deed Book / Page | 471 / 931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLD LYME CT |
| Recording Date | May 18, 2026 |
| Property Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Document Number | 000471-931 |
| Book / Page | 471 / 931 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLD LYME CT |
| Recording Date | Dec 4, 2025 |
| Property Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Document Number | 0000469-44 |
| Book / Page | 469 / 44 |
| Instrument Date | Nov 25, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000443-431 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 443/431 |
| Name | ESSEX SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000443-441 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 443/441 |
| Name | ESSEX SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Document Number | 431-683 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 312 FERRY RD OLD LYME CT 063711616, OLD LYME, CT 06371-1616 |
| Document Number | 431-683 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 000431/000683 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Document Number | 430-850 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 312 FERRY RD OLD LYME CT 063711616, OLD LYME, CT 06371-1616 |
| Document Number | 430-850 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 000430/000850 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD LYME CT |
| Property Address | 312 FERRY RD, OLD LYME, CT 06371-1616 |
| Document Number | 428-700 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Address | 312 FERRY RD OLD LYME CT 063711616, OLD LYME, CT 06371-1616 |
| Document Number | 428-700 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 000428/000700 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 26, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 312 Ferry Rd was $5,661.
Source: Old Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Lyme Town |
| Unified School District | Regional School District 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,661.00 | $348,800 Land $183,500 Building $165,300 | $244,160 Land $128,450 Building $115,710 |
| 2024 | $5,661.00 (+5.89%) | ||
| 2023 | $5,346.00 | $227,500 (-) Land $147,000 Building $80,500 | |
| 2022 | $5,346.00 | $227,500 Land $147,000 Building $80,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 312 Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 Ferry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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