312 Fairway Ct, Saint Clair, MI 48079 Property Records

St. Clair County property record for 312 Fairway Ct, Saint Clair, MI 48079

Property Summary

Property TypeCondominium
Details3.5 ba · 2,750 sqft · built 1997
Lot Size0.475 acres (20,691 sqft)
Owner2 Individual Names on File
Last Sale$526,000 (Oct 2023)
Tax Bill$6,022 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN74-30-953-0046-000

Property Details

APN / Parcel Number

Primary APN74-30-953-0046-000

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,750 sqft Living Area
1st Floor Area2,200 sqft
Basement Area2,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Lot Area20,691 sqft (0.475 acres)
Lot Dimensions200 ft deep x 82 ft wide
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address312 FAIRWAY CT
CitySAINT CLAIR
StateMI
Zip48079-3570
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRS-1
Legal DescriptionUNIT 46 GOLFSIDE CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 123 MASTER DEED RECORDED LIBER 1458 PGS 700-765 FIRST
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit46
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group1
Census Block1004
Census Tract640100

Owner

312 Fairway Ct, a condominium, is owned and occupied by two individuals who bought it in October 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 26, 2023Intrafamily Transfer, Transfer
Oct 18, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
May 14, 2018Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Oct 14, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/ESTN MI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2023 · Amount on File
Deed SaleOct 18, 2023 · Amount on File
Prior SaleMay 14, 2018 · Amount on File
Deed Document Number202318516
Deed Book / Page5663 / 517
Prior Transfer DateOct 4, 2023
Prior Transfer Doc0005666197
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Recording DateMay 6, 2026
Property Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570
Document Number0000009236
Book / Page5921 / 651
Instrument DateApr 29, 2026
Instrument20269236
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570

Mortgage

Document Number0000009236,
DateMay 6, 2026
Book Page5921/651
Instrument20269236
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateOct 26, 2023
Property Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570
Document Number0005666197
Book / Page5666 / 197
Map ReferenceLB 1458 PG 700-768
Instrument DateOct 4, 2023
Instrument2023019108
Transaction TypeTransfer
Record UpdatedNov 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 18, 2023
Property Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570
Document Number0005663517
Book / Page5663 / 517
Map ReferenceLB 1458 PG 70
Instrument DateSep 29, 2023
Instrument2023018516
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,945.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3466 REEVES DR, COVINGTON, KY 41017-9436

Transferred To (Grantee/Buyer)

NameVerified Name
Address5871 N BOB WHITE DR, SMITHS CREEK, MI 48074

Mortgage

Document Number0005661411
DateOct 11, 2023
Book Page5661/411
Instrument2023018023
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050630915
DateJun 7, 2019
Book Page5063/915
Instrument2019011624
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 1, 2029
Interest
Rate TypeFixed Rate

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionSAINT CLAIR MI
Recording DateMay 14, 2018
Property Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570
Document Number0004944833
Book / Page4944 / 833
Map ReferenceLB 1458 PG 700-765
Instrument DateMay 2, 2018
Instrument2018011080
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,483.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 NEFF RD, GROSSE POINTE, MI 48230-1646

Mortgage

Document Number2018011081
DateMay 14, 2018
Instrument2018011081
Lender
NameUNION HOME MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address312 FAIRWAY CT, SAINT CLAIR, MI 48079-3570
Document Number0048870721
Book / Page004887 / 000721
Instrument DateOct 14, 2017
Transaction TypeMortgage
Record UpdatedDec 1, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address312 FAIRWAY CT ST CLAIR MI 480793570, ST CLAIR, MI 48079-3570

Mortgage

Document Number0048870721
DateNov 7, 2017
Book Page004887/000721
Lender
NameFIFTH THIRD BK/ESTN MI
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 Fairway Ct was $6,022 with a homeowner's exemption, up 4.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,500 (+5.36%)$519,000
2025$6,022.00 (+4.24%) Homeowner's exemption$246,300
2024$5,777.00$492,600
2023$228,500
2022$4,471.00$457,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Fairway Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1986–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Fairway Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR
serves 5,464 people · EPA ID MI0006270
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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