312 F St, Waterford, CA 95386 Property Records

Stanislaus County property record for 312 F St, Waterford, CA 95386

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 748 sqft · built 1925
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$2,846,364 (Feb 2021)
Tax Bill	$2,747 (2026)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-007-063-000`

Property Details

APN / Parcel Number

Primary APN	`134-007-063-000`
Alternative APNs	`1340763000` `1340763`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	748 sqft Gross Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Good
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	312 F ST
City	WATERFORD
State	CA
Zip	95386-9013
Property Category	Commercial
Property Type	Commercial > Retail
Legal Subdivision	TOWN/WATERFORD
Legal Block	2
Legal Lot Number	22
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2026
Census Tract	2801

Owner

312 F St, a commercial property, is held in a trust since February 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 123, WATERFORD, CA 95386-0123
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Gift Deed, Transfer
Feb 12, 2021	Grant Deed, Transfer
Sep 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Deed Document Number	202114364
Prior Transfer Date	Feb 8, 2021
Prior Transfer Doc	0000014364
Record Updated	Oct 29, 2026

February 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 12, 2021
Property Address	312 F ST, WATERFORD, CA 95386-9013
Document Number	0000014371
Map Reference	VOL 1 PG 31
Instrument Date	Feb 11, 2021
Instrument	2021-0014371
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 123, WATERFORD, CA 95386-0123

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 12, 2021
Property Address	312 F ST, WATERFORD, CA 95386-9013
Document Number	0000014364
Map Reference	VOL 36 PG 14
Instrument Date	Feb 8, 2021
Instrument	2021-0014364
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 239, WATERFORD, CA 95386-0239

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 29, 2020
Property Address	312 F ST, WATERFORD, CA 95386-9013
Document Number	0000074496
Instrument Date	Sep 8, 2020
Instrument	74496
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 123 WATERFORD CA 953860123, WATERFORD, CA 95386-0123

Tax Assessment & Valuation

The 2026 property tax bill for 312 F St was $2,747, up 1.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,747.00 (+1.52%)	$217,620 (+2%) Land $98,144 Building $119,476
2025	$2,706.00	$213,354 Land $96,220 Building $117,134
2023	$2,450.00 (+1.53%)	$205,072 Land $92,485 Building $112,587
2022	$2,413.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 F St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 F St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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