Franklin County property record for 312 Ewing St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $684 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Jun 2020 Mortgage + 5 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 062-13-06-006.00 |
| Primary APN | 062-13-06-006.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 72540 |
|---|---|
| Street Address | 312 EWING ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 70500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Frankfort Neighborhood Historic District listed 1982 · 595 contributing resources · NRIS 82002698 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2017 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Jun 17, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY |
| Jun 17, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY |
| Mar 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (FRANKFORT KY |
| May 1, 2020 | Deed, Transfer · Conventional Mortgage EXPREE CREDIT UNION |
| Mar 1, 2017 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Jan 12, 2017 | Deed, Transfer · Line of Credit FARMERS BANK & CAPITAL TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1426/371 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | M1426/371 |
| Instrument | 463185 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1541/828 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | M1541/828 |
| Instrument | 506238 |
| Name | FIRST FSB (FRANKFORT KY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1541/845 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | M1541/845 |
| Instrument | 506239 |
| Name | FIRST FSB (FRANKFORT KY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 16, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Document Number | 00M1655/77 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | M1655/77 |
| Instrument | 660538 |
| Name | FIRST FSB (FRANKFORT KY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 1, 2020 |
| Property Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Document Number | 00D593/332 |
| Book / Page | D593 / 332 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 504490 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CLAIR STREET, FRANKFORT, KY 40601 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Document Number | 0000504491 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 504491 |
| Name | EXPREE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 31, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 1, 2017 |
| Property Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Document Number | 00D567/553 |
| Book / Page | D567 / 553 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 456543 |
| Record Updated | May 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 449 ALMAHURST LN, 449, NICHOLASVILLE, KY 40356-7714 |
| Name | Verified Name |
|---|---|
| Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 12, 2017 |
| Property Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Document Number | 00D566/661 |
| Book / Page | D566 / 661 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 454669 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 449 ALMAHURST LN, 449, NICHOLASVILLE, KY 40356-7714 |
| Name | Verified Name |
|---|---|
| Address | 312 EWING ST, FRANKFORT, KY 40601-2644 |
| Document Number | 0000454670 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 454670 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2047 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $684.00 (-3.8%) | $150,000 (-) Land $18,000 Building $132,000 | $150,000 (-) Land $18,000 Building $132,000 |
| 2023 | $711.00 (-0.42%) | $150,000 (-) | $150,000 (-) |
| 2022 | $714.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 278 (1978–2025) |
| Claims Outside the SFHA | 18 of 278 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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