312 Erlanger Rd, Erlanger, KY 41018 Property Records

Kenton County property record for 312 Erlanger Rd, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,324 sqft · built 1926
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$237,250 (Sep 2023)
Tax Bill$3,128 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-30-15-010.00

Property Details

APN / Parcel Number

Primary APN003-30-15-010.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,324 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address312 ERLANGER RD
CityERLANGER
StateKY
Zip41018-1758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEDINGER LOTS 14-15
Legal SubdivisionBEDINGER J C
Legal Lot Number14-15
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2026
Census Tract64400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Erlanger Proper Subdivision Historic District
listed 2002 · 173 contributing resources · NRIS 02000918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

312 Erlanger Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address312 ERLANGER RD, ERLANGER, KY 41018-1758
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 5, 2018Warranty Deed, Transfer · Conventional Mortgage
KENTUCKY HSNG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2023 · Amount on File
Deed SaleSep 26, 2023 · Amount on File
Prior SaleSep 5, 2018 · Amount on File
Deed Document Number2023242
Deed Book / Page248 / 635
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 26, 2023
Property Address312 ERLANGER RD, ERLANGER, KY 41018-1758
Document Number0005900242
Book / PageKC 248 / 635
Instrument DateSep 8, 2023
Instrument23092605900242
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 ERLANGER RD, ERLANGER, KY 41018-1758

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address312 ERLANGER RD, ERLANGER, KY 41018-1758

Mortgage

Document Number0005900243
DateSep 26, 2023
Instrument23092605900243
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0005900244
DateSep 26, 2023
Book PageKCM 495/59
Instrument23092605900244
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 5, 2018
Property Address312 ERLANGER RD, ERLANGER, KY 41018-1758
Document Number0000000293
Book / Page0C6494 / 000329
Instrument DateAug 24, 2018
Instrument293
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyNORTHWEST TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$137.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 ERLANGER RD ERLANGER KY 410181758, ERLANGER, KY 41018-1758

Mortgage

Document Number305
DateSep 5, 2018
Book Page0C6494/000349
Instrument305
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueSep 4, 2023

Mortgage

Document Number295,
DateSep 5, 2018
Book Page0C6494/000331
Instrument295
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING DALLAS, TX 75063
Agreement
AmountAmount on Record
Term360 Months
DueSep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 312 Erlanger Rd was $3,128.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,200 (-) Land $25,000 Building $212,200$237,200 (-) Land $25,000 Building $212,200
2025$3,128.00$237,200 Land $25,000 Building $212,200$237,200 Land $25,000 Building $212,200
2023$1,779.00 (-10.2%)$137,000 (-) Land $25,000 Building $112,000$137,000 (-) Land $25,000 Building $112,000
2022$1,981.00$137,000 Land $20,000 Building $117,000$137,000 Land $20,000 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Erlanger Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Erlanger Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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