Mille Lacs County property record for 312 Elm St S, Onamia, MN 56359
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,624 sqft · built 2003 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,728 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-005-0800 |
| Primary APN | 22-005-0800 |
|---|
| Building Area | 2,624 sqft Total Area |
|---|---|
| Basement Area | 2,576 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Street Address | 312 ELM ST S |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4013 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | CITY OF ONAMIA S 311.6 FT OF N 594.6 FT OF E 300 OF W 333 FT OF NW OF |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 05 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 970200 |
312 Elm St S, a residential property, is owned by a company.
Source: Mille Lacs County records, as of September 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 505 HIGHWAY 169 N, 500, MINNEAPOLIS, MN 55441-6447 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 312 Elm St S was $8,728.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,728.00 | $494,900 (+26.15%) Land $53,300 Building $441,600 | $494,900 (+26.15%) Land $53,300 Building $441,600 |
| 2025 | $392,300 Land $37,400 Building $354,900 | $392,300 Land $37,400 Building $354,900 | |
| 2023 | $8,972.00 | $525,400 Land $33,500 Building $491,900 | $525,400 Land $33,500 Building $491,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Elm St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Elm St S is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
May also be available: Verizon.
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