312 Echodale Dr, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 312 Echodale Dr, Charlotte, NC 28217

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,552 sqft · built 1966
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$905 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`167-104-20`

Property Details

APN / Parcel Number

Primary APN	`167-104-20`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Porch	Open/Unfinished Porch
Porch Area	102 sqft
Patio Area	868 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	312 ECHODALE DR
City	CHARLOTTE
State	NC
Zip	28217-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L42 B5 M2369-229
Legal Subdivision	SPRINGFIELD
Legal Block	5
Legal Lot Number	42
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2011
Census Tract	3810

Owner

312 Echodale Dr is owned and occupied by an individual who acquired it in October 1973.

Source: Mecklenburg County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 7, 2025	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Jun 28, 2024	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LC
Feb 23, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 1973
Deed Sale	Oct 5, 1973
Deed Book / Page	3614 / 930
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 16, 2026
Property Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413
Document Number	0000075817
Book / Page	40575 / 849
Instrument Date	Jul 13, 2026
Instrument	202675817
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413

Mortgage

Document Number	0000075817,
Date	Jul 16, 2026
Book Page	40575/849
Instrument	202675817

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.52%
Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413

Mortgage

Document Number	0000032327
Date	Apr 7, 2025
Book Page	39494/334
Instrument	2025032327

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413

Mortgage

Document Number	0000060097
Date	Jun 28, 2024
Book Page	38911/301
Instrument	2024060097

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 23, 2023
Property Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413
Document Number	0000015599
Book / Page	37949 / 733
Map Reference	MB 2369 PG 229
Instrument Date	Feb 22, 2023
Instrument	2023015599
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 ECHOCLAIE DR, CHARLOTTE, NC 28217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 ECHODALE DR, CHARLOTTE, NC 28217-3413

Tax Assessment & Valuation

The 2025 property tax bill for 312 Echodale Dr was $905.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$905.00	$190,600 Land $75,000 Building $115,600	$190,600 Land $75,000 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Echodale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Echodale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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