312 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 312 E Willow St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,292 sqft · built 1971
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$73,500 (Oct 2014)
Tax Bill$6,407 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-352-006

Property Details

APN / Parcel Number

Primary APN08-32-352-006

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,292 sqft Living Area
Gross Area3,004 sqft
1st Floor Area1,292 sqft
Basement Area1,292 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialCombination
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address312 E WILLOW ST
CityELBURN
StateIL
Zip60119-8951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionERICKSON SUB. UNIT NO. 3 - LOT 24 EX WLY 30 FT
Legal SubdivisionERICKSON SUB
Legal Block2
Legal Lot Number24
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2060
Census Tract852408

Owner

Source: Kane County records · APN 08-32-352-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address312 E WILLOW ST, ELBURN, IL 60119-8951
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING
Oct 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2014 · Amount on Record
Deed SaleOct 20, 2014 · Amount on Record
Prior SaleOct 20, 2014 · Amount on Record
Deed Document Number201452882
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateJul 21, 2026
Property Address312 E WILLOW ST, ELBURN, IL 60119-8951
Document Number0000030976
Instrument DateJul 02, 2026
Instrument202630976
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 E WILLOW ST, ELBURN, IL 60119-8951

Mortgage

Document Number0000030976,
DateJul 21, 2026
Instrument202630976
Lender
NameAMERICAN FINANCING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate8.75%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address312 E WILLOW ST, ELBURN, IL 60119-8951
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075576
DateOct 06, 2021
Instrument2021K075576
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,407.00 (+16.6%) Homeowner's exemption
2024$79,290 (+29.98%) Land $16,519 Building $62,771$237,965 (+30.03%) Land $49,577 Building $188,388
2022$5,495.00 (+4.69%) Homeowner's exemption$61,004 (+5.91%) Land $13,457 Building $47,547$183,012 (+5.91%) Land $40,371 Building $142,641
2021$5,249.00 Homeowner's exemption$57,600 Land $12,706 Building $44,894$172,800 Land $38,118 Building $134,682

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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