312 E Washington St, West Chicago, IL 60185 Property Records

DuPage County property record for 312 E Washington St, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,462 sqft · built 1880
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2026)
Tax Bill	$7,311 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-111-002`

Property Details

APN / Parcel Number

Primary APN	`04-10-111-002`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,462 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	762 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	312 E WASHINGTON ST
City	WEST CHICAGO
State	IL
Zip	60185-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TOWN OF JUNCTION /EX W 100 FT MEAS ON N X WLY 24 FT ON S/ /EX SE 56 FT/
Legal Subdivision	TOWN OF JUNCTION
Legal Block	5
Legal Lot Number	M
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2017
Census Tract	841504

Owner

312 E Washington St is owned and occupied by two individuals who bought it in July 2026.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2022	Warranty Deed, Transfer · FHA Mortgage ALLIED FIRST BANK SB
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK OF CHICAGO
Jul 22, 2020	Warranty Deed, Transfer JP TITLE GUARANTY INC, JP TITLE GNTY INC
Jun 3, 2019	Warranty Deed, Transfer · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Document Number	202647364
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 13, 2026
Property Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Document Number	0000047364
Instrument Date	Jun 24, 2026
Instrument	202647364
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,297.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047365,
Date	Jul 13, 2026
Instrument	202647365

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 22, 2022
Property Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Document Number	0000087605
Map Reference	DOC 10634
Instrument Date	Sep 15, 2022
Instrument	R2022-087605
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230

Mortgage

Document Number	0000087606
Date	Sep 22, 2022
Instrument	R2022-087606

Lender

Name	ALLIED FIRST BANK SB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230

Mortgage

Document Number	0000128817
Date	Aug 27, 2021
Instrument	R2021-128817

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 22, 2020
Property Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Document Number	0000078161
Instrument Date	Jul 21, 2020
Instrument	78161
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	JP TITLE GUARANTY INC, JP TITLE GNTY INC

Transaction

Amount	Amount on Record
Tax	$313.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16109 HOMETOWN DR PLAINFIELD IL 605861678, PLAINFIELD, IL 60586-1678

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 3, 2019
Property Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Document Number	0000042777
Map Reference	DOC 10634
Instrument Date	May 14, 2019
Instrument	R2019-042777
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 E WASHINGTON ST, 312, WEST CHICAGO, IL 60185-2230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230

Mortgage

Document Number	0000042778
Date	Jun 3, 2019
Instrument	R2019-042778

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	312 E WASHINGTON ST, WEST CHICAGO, IL 60185-2230
Document Number	0000100066
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 E WASHINGTON ST WEST CHICAGO IL 601852230, WEST CHICAGO, IL 60185-2230

Mortgage

Document Number	0000100066
Date	Sep 28, 2017
Instrument	100066

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 312 E Washington St was $7,311.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	West Chicago City
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,311.00	$94,706 Land $31,968 Building $62,738	$284,118 Land $95,904 Building $188,214
2022	$6,369.00 Homeowner's exemption	$73,300 Land $24,960 Building $48,340	$219,900 Land $74,880 Building $145,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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