312 E Saginaw St, Au Gres, MI 48703 Property Records

Arenac County property record for 312 E Saginaw St, Au Gres, MI 48703

Property Summary

Property TypeCommercial
Details1 ba
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Tax Bill$3,115 (2025)
Deeds & MortgagesNov 2019 Refinance
Flood ZoneZone X (minimal risk)
APN020-0-014-000-030-00

Property Details

APN / Parcel Number

Primary APN020-0-014-000-030-00

Interior

Full Baths1 Bath

Exterior

Architectural StyleRanch
Lot Area22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address312 E SAGINAW ST
CityAU GRES
StateMI
Zip48703-9637
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 30 BLK 10 ASSESSORS REPLAT
Legal Range06W
Legal Township19N
Legal Section14
Legal SubdivisionASSRS REPLATAUGRES CITY
Legal Block10
Legal Lot Number30
JurisdictionARENAC MI
Township / Civil DivisionAU GRES
Census Block Group2
Census Block2049
Census Tract970400

Owner

Source: Arenac County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1160, AU GRES, MI 48703-1160
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARENAC MI
Property Address312 E SAGINAW ST, AU GRES, MI 48703-9637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201903831
DateNov 19, 2019
Instrument201903831
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyArenac County
MunicipalityAu Gres City
Unified School DistrictAu Gres-Sims School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,300$128,600
2025$3,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims12 (1986–2020)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2020 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAU GRES TOWNSHIP
serves 66 people · EPA ID MI0000285
Water SourcePurchased surface water from CITY OF AU GRES
Last State InspectionMay 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Frontier.

Nearby Properties on E Saginaw St

Nearby Streets

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