312 E Rich St, Norman, OK 73069 Property Records

Cleveland County property record for 312 E Rich St, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1939
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$89,000 (Jul 2013)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Mar 2024 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0036806`

Property Details

APN / Parcel Number

Primary APN	`R0036806`
Alternative APNs	`NC29JONES 3 29001` `36806`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	732 sqft
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	36806
Street Address	312 E RICH ST
City	NORMAN
State	OK
Zip	73069-7820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JONES LOTS N90 29-30 BLK 3
Legal Range	02W
Legal Township	09
Legal Section	30
Legal Subdivision	JONES
Legal Block	3
Legal Lot Number	N90
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2043
Census Tract	200300

Owner

312 E Rich St is owner-occupied and held in a trust since February 2024.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	312 E RICH ST, NORMAN, OK 73069-7820
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARC HM LLC
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage KIRKPATRICK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2013 · Amount on File
Deed Sale	Jul 11, 2013 · Amount on File
Prior Sale	Apr 29, 2004 · Amount on File
Deed Document Number	201328051
Deed Book / Page	5178 / 468
Last Transfer Date	Feb 20, 2024
Transfer Doc	0R20246563
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 18, 2024
Property Address	312 E RICH ST, NORMAN, OK 73069-7820
Document Number	0R20246563
Book / Page	6644 / 425
Instrument Date	Feb 20, 2024
Instrument	R 2024 6563
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 E RICH ST, NORMAN, OK 73069-7820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	312 E RICH ST, NORMAN, OK 73069-7820

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	312 E RICH ST, NORMAN, OK 73069-7820
Document Number	0000038621
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 E RICH ST NORMAN OK 730697820, NORMAN, OK 73069-7820

Mortgage

Document Number	0000038621
Date	Oct 22, 2020
Book Page	006136/000298
Instrument	38621

Lender

Name	ARC HM LLC
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 21, 2035

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 16, 2020
Property Address	312 E RICH ST, NORMAN, OK 73069-7820
Document Number	0000019016
Book / Page	006070 / 000608
Instrument Date	Jun 4, 2020
Instrument	19016
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 E RICH ST NORMAN OK 730697820, NORMAN, OK 73069-7820

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	312 E RICH ST, NORMAN, OK 73069-7820
Document Number	0000007545
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E RICH ST NORMAN OK 730697820, NORMAN, OK 73069-7820

Mortgage

Document Number	0000007545
Date	Mar 18, 2019
Book Page	005900/001042
Instrument	7545

Lender

Name	KIRKPATRICK BK
Type	Bank
Address	EDMOND, OK 73083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 17, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 312 E Rich St was $1,161 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00 Homeowner's exemption	$10,675 Land $2,884 Building $7,791	$140,302 Land $37,908 Building $102,394
2023	$1,088.00 Homeowner's exemption	$10,063 Land $1,800 Building $8,263	$83,859 Land $15,000 Building $68,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 E Rich St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 E Rich St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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