312 E Payson St, Pontiac, IL 61764 Property Records

Livingston County property record for 312 E Payson St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 858 sqft · built 1935
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$33,000 (Jan 2020)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Jan 2020 Sale Aug 2019 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`15-15-23-356-002`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-356-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	858 sqft Living Area
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Roof Material	Asbestos
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	540 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	312 E PAYSON ST
City	PONTIAC
State	IL
Zip	61764-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-356-002 LOT 66 X 120 LOT 4 & E16 1/2' LOT 5 BLK 6 RIVERSIDE ADD
Legal Subdivision	RIVERSIDE ADD
Legal Block	6
Legal Lot Number	4,5
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4021
Census Tract	960600

Owner

312 E Payson St is owned and occupied by two individuals who bought it in January 2020.

Source: Livingston County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 E PAYSON ST, PONTIAC, IL 61764-2163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Special Warranty Deed, Transfer
Aug 22, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Aug 22, 2019
Deed Document Number	202065
Record Updated	Sep 20, 2026

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jan 6, 2020
Property Address	312 E PAYSON ST, PONTIAC, IL 61764-2163
Document Number	2020R00065
Instrument Date	Nov 1, 2019
Instrument	2020R-00065
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 REDWOOD MANOR PARK, PONTIAC, IL 61764-3584

August 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Aug 22, 2019
Property Address	312 E PAYSON ST, PONTIAC, IL 61764-2163
Document Number	2019R03215
Instrument Date	Aug 14, 2019
Instrument	2019R-03215
Transaction Type	Foreclosure
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 312 E Payson St was $1,481 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,481.00	$22,901 Land $3,857 Building $19,044	$68,703 Land $11,571 Building $57,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 E Payson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	140 (1979–2020)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 E Payson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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