312 E Main St, Muncie, IN 47305 Property Records

Delaware County property record for 312 E Main St, Muncie, IN 47305

Property Summary

Property Type	Commercial
Details	10,026 sqft · built 1902
Lot Size	0.088 acres (3,825 sqft)
Owner	Company Name on Record
Tax Bill	$6,669 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-11-10-361-012.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-10-361-012.000-003`
Alternative APN	`1110361012000`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	3 Stories
Building Area	10,026 sqft Total Area
1st Floor Area	10,026 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,825 sqft (0.088 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 10 361 012 000
Street Address	312 E MAIN ST
City	MUNCIE
State	IN
Zip	47305-1835
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B D 30 2/3FT X 125FT OL 6
Legal Subdivision	BROWNS DONATION TO MUNCIETOWN
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1024
Census Tract	2800

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5648 E 300 N, PORTLAND, IN 47371-8661
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK OF NE
May 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 28, 2022	Warranty Deed, Transfer · Line of Credit FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026
Deed Sale	May 7, 2026
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	20266213
Prior Transfer Date	May 6, 2026
Prior Transfer Doc	0000006213
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Recording Date	May 27, 2026
Property Address	312 E MAIN ST, MUNCIE, IN 47305-1835
Document Number	0000007221
Instrument Date	May 21, 2026
Instrument	20267221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5648 E 300 N, PORTLAND, IN 47371-8661

Mortgage

Document Number	0000007221,
Date	May 27, 2026
Instrument	20267221

Lender

Name	FIRSTBANK OF NE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	May 7, 2026
Property Address	312 E MAIN ST, MUNCIE, IN 47305-1835
Document Number	0000006213
Instrument Date	May 6, 2026
Instrument	20266213
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5648 E 300 N, PORTLAND, IN 47371-8661

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 28, 2022
Property Address	312 E MAIN ST, MUNCIE, IN 47305-1835
Document Number	2022R17623
Instrument Date	Nov 22, 2022
Instrument	2022R17623
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 E 300 N, PORTLAND, IN 47371-8661

Mortgage

Document Number	2022R17624
Date	Nov 28, 2022
Instrument	2022R17624

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,669.00 (+25.52%)	$218,700 (+110.9%) Land $20,100 Building $198,600	$218,700 (+110.9%) Land $20,100 Building $198,600
2024	$5,313.00 (+65.1%)
2023	$3,218.00 (+2.45%)	$103,700 (-0.96%) Land $20,100 Building $83,600	$103,700 (-0.96%) Land $20,100 Building $83,600
2022	$3,141.00 (+5.86%)	$104,700 Land $20,100 Building $84,600	$104,700 Land $20,100 Building $84,600
2021	$2,967.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people · EPA ID IN5218012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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