312 E Locust St, Ontario, CA 91761 Property Records

San Bernardino County property record for 312 E Locust St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,448 sqft · built 1954
Lot Size	0.54 acres (23,520 sqft)
Owner	2 Individuals on Record
Last Sale	$120,000 (Aug 1996)
Tax Bill	$5,051 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1050-262-18-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-262-18-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,520 sqft (0.54 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	576 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 E LOCUST ST
City	ONTARIO
State	CA
Zip	91761-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2733 LOT 15 BLOCK B
Legal Subdivision	TRACT NO 2733
Legal Tract	2733
Legal Block	B
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	1812

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	312 E LOCUST ST, ONTARIO, CA 91761-4213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 1996 · Amount on Record
Deed Sale	Aug 14, 1996 · Amount on Record
Deed Document Number	1996296700
Last Transfer Date	Oct 4, 2019
Transfer Doc	0000366069
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	312 E LOCUST ST, ONTARIO, CA 91761-4213
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E LOCUST ST, ONTARIO, CA 91761-4213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000268769
Date	Oct 31, 2023
Instrument	2023-0268769

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 10, 2019
Property Address	312 E LOCUST ST, ONTARIO, CA 91761-4213
Document Number	0000366069
Map Reference	MB 38 PG 29&30
Instrument Date	Oct 4, 2019
Instrument	2019-0366069
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 E LOCUST ST, ONTARIO, CA 91761-4213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000366070
Date	Oct 10, 2019
Instrument	2019-0366070

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,519 (+2%) Land $167,329 Building $301,190
2025	$5,051.00 (+5.27%)	$459,332 (+4.04%) Land $164,048 Building $295,284
2023	$4,798.00 (+1.33%)	$441,495 Land $157,677 Building $283,818
2022	$4,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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