312 E Locust St, Fairbury, IL 61739 Property Records

Livingston County property record for 312 E Locust St, Fairbury, IL 61739

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,999 sqft · built 1910
Lot Size	0.334 acres (14,550 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Feb 2022)
Tax Bill	$4,636 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-25-03-477-018`

Property Details

APN / Parcel Number

Primary APN	`25-25-03-477-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Roof Material	Asbestos
Lot Area	14,550 sqft (0.334 acres)
Lot Dimensions	150 ft deep x 97 ft wide
Garage Area	2,000 sqft

Location & Zoning

Street Address	312 E LOCUST ST
City	FAIRBURY
State	IL
Zip	61739-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-03-477-018 LOT 97 X 150 LOT 1 & LOT 2 (EX W3') BLK 22 CITY OF FAIRBURY
Legal Block	22
Legal Lot Number	1,2
Jurisdiction	LIVINGSTON IL
Township / Civil Division	INDIAN GROVE
Census Block Group	3
Census Block	3108
Census Tract	960800

Owner

312 E Locust St is owned and occupied by two individuals who bought it in February 2022.

Source: Livingston County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 E LOCUST ST, FAIRBURY, IL 61739-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage MORTON COMMUNITY BANK
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Jun 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Deed Document Number	2022594
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	312 E LOCUST ST, FAIRBURY, IL 61739-1651
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	NOT AVAILABLE, FRONTIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R02774
Date	Jul 16, 2018
Instrument	2018R-02774

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	312 E LOCUST ST, FAIRBURY, IL 61739-1651
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R01615
Date	Apr 7, 2022
Instrument	2022R-01615

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 11, 2032

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Feb 8, 2022
Property Address	312 E LOCUST ST, FAIRBURY, IL 61739-1651
Document Number	2022R00594
Instrument Date	Jan 28, 2022
Instrument	2022R-00594
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 106, FORREST, IL 61741-0106

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10054 N 1300 EAST RD, CHENOA, IL 61726-9048

Mortgage

Document Number	2022R00595
Date	Feb 8, 2022
Instrument	2022R-00595

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.37%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 28, 2018
Property Address	312 E LOCUST ST, FAIRBURY, IL 61739-1651
Document Number	2018R02545
Instrument Date	Jun 25, 2018
Instrument	2018R-02545
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 106, FORREST, IL 61741-0106
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 312 E Locust St was $4,636 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Indian Grove Township
Municipality	Fairbury City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,636.00	$57,650 Land $11,485 Building $46,165	$172,950 Land $34,455 Building $138,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 E Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 312 E Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBURY serves 3,633 people · EPA ID IL1050350
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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