312 E Edwards St, Payson, IL 62360 Property Records

Adams County property record for 312 E Edwards St, Payson, IL 62360

Property Summary

Property Type	Single Family Home
Lot Size	0.62 acres (27,184 sqft)
Owner	Individual Name on File
Tax Bill	$2,181 (2024)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180062300000`

Property Details

APN / Parcel Number

Primary APN	`180062300000`

Exterior

Lot Area	27,184 sqft (0.62 acres)

Location & Zoning

Street Address	312 E EDWARDS ST
City	PAYSON
State	IL
Zip	62360-1076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 EAST VILLA SUB LOTS 5 & 6
Legal Range	7W
Legal Township	3S
Legal Section	8
Legal Subdivision	EAST VILLA SUB
Legal Lot Number	6,5
Jurisdiction	ADAMS IL
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3011
Census Tract	10302

Owner

Source: Adams County records · APN 180062300000

Assessment roll updated May 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4809 OAKWOOD DR, QUINCY, IL 62305-1150
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	312 E EDWARDS ST, PAYSON, IL 62360-1076
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R01123
Date	Feb 15, 2018
Instrument	2018R-01123

Lender

Name	FARMERS BANK OF LIBERTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 01, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Payson Township
Municipality	Payson Village
Unified School District	Payson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,180 (+22.07%) Land $8,580 Building $26,600	$105,540 (+22.07%) Land $25,740 Building $79,800
2024	$2,181.00 (+9.38%)
2022		$28,820 Land $7,020 Building $21,800	$86,460 Land $21,060 Building $65,400
2021	$1,994.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 23, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Adams Telephone Co-Operative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Illinois Electric Cooperative Fixed Wireless	100 / 20

Based on FCC filings for 204 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAYSON serves 1,386 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.