312 E Chestnut St, Paxton, IL 60957 Property Records

Ford County property record for 312 E Chestnut St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,348 sqft · built 1965
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2026)
Tax Bill	$1,981 (2024)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-08-330-015`

Property Details

APN / Parcel Number

Primary APN	`11-14-08-330-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	160 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	264 sqft

Location & Zoning

Street Address	312 E CHESTNUT ST
City	PAXTON
State	IL
Zip	60957-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & W 1/2 LOT 5 BLK 8 RAILROAD ADD 75 X 160
Legal Range	10E
Legal Township	23N
Legal Section	08
Legal Subdivision	RAILROAD ADD
Legal Block	8
Legal Lot Number	5,6
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	1
Census Block	1009
Census Tract	961800

Owner

Source: Ford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2026	Warranty Deed, Transfer · Construction Mortgage COMMUNITY BANK
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage LONGLEAF COMMUNITY BANK
Jun 10, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Jun 12, 2025 · Amount on Record
Deed Document Number	2026288650
Prior Transfer Date	Aug 3, 2026
Prior Transfer Doc	0000288659
Record Updated	Sep 20, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FORD IL
Recording Date	Aug 5, 2026
Property Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014
Document Number	0000288659
Instrument Date	Aug 3, 2026
Instrument	2026288659
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Aug 5, 2026
Property Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014
Document Number	0000288650
Instrument Date	Jul 31, 2026
Instrument	2026288650
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014

Mortgage

Document Number	0000288652,
Date	Aug 5, 2026
Instrument	2026288652

Lender

Name	COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2027

Interest

Rate	8.5%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Recording Date	Jun 2, 2026
Property Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014
Document Number	0000288230
Instrument Date	May 27, 2026
Instrument	2026288230
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014

Mortgage

Document Number	0000288230,
Date	Jun 2, 2026
Instrument	2026288230

Lender

Name	LONGLEAF COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jun 10, 2022
Property Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014
Document Number	0000279356
Instrument Date	Jun 8, 2022
Instrument	279356
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	312 E CHESTNUT ST, PAXTON, IL 60957-1014

Mortgage

Document Number	0000279357
Date	Jun 10, 2022
Instrument	279357

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ford County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,981.00 (-16.73%)	$26,950 (+13%) Land $3,220 Building $23,730	$80,850 (+13%) Land $9,660 Building $71,190
2022	$2,379.00	$23,850 Land $2,850 Building $21,000	$71,550 Land $8,550 Building $63,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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