312 E Capitola Ave, Kinston, NC 28501 Property Records

Lenoir County property record for 312 E Capitola Ave, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,394 sqft · built 2023
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`452540469428`

Property Details

APN / Parcel Number

Primary APN	`452540469428`
Alternative APN	`6498`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Finished Area
Gross Area	1,280 sqft

Exterior

Year Built	Built 2023
Exterior Material	Wood
Lot Area	13,939 sqft (0.319 acres)
Porch	Porch
Porch Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	312 E CAPITOLA AVE
City	KINSTON
State	NC
Zip	28501-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-6
Legal Description	312 E CAPITOLA AV 312 E CAPITOLA AV
Legal Subdivision	JW GRAINGER
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	3
Census Block	3029
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hill-Grainger Historic District listed 1989 · 172 contributing resources · NRIS 89001764

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lenoir County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 E CAPITOLA AVE, KINSTON, NC 28501-3920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 17, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000910846
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	312 E CAPITOLA AVE, KINSTON, NC 28501-3920
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018070439
Date	Jul 19, 2017
Book Page	1807/439

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	312 E CAPITOLA AVE, KINSTON, NC 28501-3920
Document Number	0018760183
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E CAPITOLA AVE KINSTON NC 285013920, KINSTON, NC 28501-3920

Mortgage

Document Number	0018760183
Date	Feb 5, 2020
Book Page	001876/000183

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	312 E CAPITOLA AVE, KINSTON, NC 28501-3920
Document Number	0018370870
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	312 E CAPITOLA AVE KINSTON NC 285013920, KINSTON, NC 28501-3920

Mortgage

Document Number	0018370870
Date	Aug 28, 2018
Book Page	001837/000870

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 (+304.69%)	$215,194 (+364.88%) Land $20,667 Building $194,527	$215,194 (+364.88%) Land $20,667 Building $194,527
2023	$747.00	$46,290 Land $9,000 Building $37,290	$46,290 Land $9,000 Building $37,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	36 (1980–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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