312 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 312 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,394 sqft · built 1900
Lot Size	0.185 acres (8,084 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,304 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-433-037.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-433-037.000-023`
Alternative APN	`01611425641`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,394 sqft Living Area
Gross Area	1,438 sqft
Basement Area	364 sqft

Exterior

Year Built	Built 1900
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,084 sqft (0.185 acres)
Lot Dimensions	86 ft deep x 94 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611425641
Street Address	312 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & TRI PIECE W SIDE OF LOT 1 E J PERKINS EX PT SOLD FOR STREET 14/15 SPLIT#7253 &7254 09-10-2013
Legal Subdivision	E PERKINS
Legal Lot Number	2,1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1021
Census Tract	10201

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 E 7TH ST, MISHAWAKA, IN 46544-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1998
Deed Sale	Dec 23, 1998
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	312 E 7TH ST, MISHAWAKA, IN 46544-2135
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002525468
Date	Oct 7, 2025
Instrument	2525468

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	312 E 7TH ST, MISHAWAKA, IN 46544-2135
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1832437
Date	Dec 18, 2018
Instrument	1832437

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,900 (+27.72%) Land $30,800 Building $111,100	$141,900 (+27.72%) Land $30,800 Building $111,100
2024	$1,304.00 (+4.82%)
2023	$1,244.00 (-0.32%)	$111,100 (-) Land $30,800 Building $80,300	$111,100 (-) Land $30,800 Building $80,300
2022	$1,248.00 Homeowner's exemption	$111,100 Land $30,800 Building $80,300	$111,100 Land $30,800 Building $80,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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