Kenton County property record for 312 E 20th St, Covington, KY 41014 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,094 sqft · built 1927 |
| Lot Size | 0.053 acres (2,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2022) |
| Tax Bill | $2,385 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-32-11-014.00 |
| Primary APN | 055-32-11-014.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,094 sqft Finished Area |
| Gross Area | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Slate |
| Lot Area | 2,340 sqft (0.053 acres) |
| Lot Dimensions | 78 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0553211014.00 |
|---|---|
| Street Address | 312 E 20TH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOOS & FLORER PT LOTS 56-57-58-59 30'X 78' NS 20TH 125' E GARRARD |
| Legal Subdivision | LOOS & FLORER |
| Legal Phase | 9 |
| Legal Lot Number | 56,57 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-32-11-014.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 312 E 20TH ST, COVINGTON, KY 41014-1506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Apr 30, 2020 | Warranty Deed, Transfer · Conventional with PMI RIVER HILLS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | Apr 30, 2020 · Amount on Record |
| Deed Document Number | 0000164946 |
| Deed Book / Page | 164 / 946 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 11, 2022 |
| Property Address | 312 E 20TH ST, COVINGTON, KY 41014-1506 |
| Document Number | 0005900047 |
| Book / Page | 164 / 946 |
| Instrument Date | May 09, 2022 |
| Instrument | 22051105900047 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5128 RIPLEY RD, 5128, RIPLEY, OH 45167-8601 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 312 E 20TH ST, COVINGTON, KY 41014-1506 |
| Document Number | 0005900048 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 369/828 |
| Instrument | 22051105900048 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 30, 2020 |
| Property Address | 312 E 20TH ST, COVINGTON, KY 41014-1506 |
| Document Number | 0000000041 |
| Book / Page | 000018 / 000943 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 41 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 E 26TH ST COVINGTON KY 41014, COVINGTON, KY 41014 |
| Document Number | 42 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 000M38/000830 |
| Instrument | 42 |
| Name | RIVER HILLS BK |
|---|---|
| Type | Bank |
| Address | MILFORD, OH 45150 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,385.00 (-0.5%) | $180,000 (-) Land $5,000 Building $175,000 | $180,000 (-) Land $5,000 Building $175,000 |
| 2023 | $2,397.00 | $180,000 Land $5,000 Building $175,000 | $180,000 Land $5,000 Building $175,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170610001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 3 (1979) |
| Most Recent Claim | Jul 1979, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,077 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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