312 E 1st St, Sandwich, IL 60548 Property Records

DeKalb County property record for 312 E 1st St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.85 acres (3,700 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (May 2022)
Tax Bill	$2,678 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-25-363-007`

Property Details

APN / Parcel Number

Primary APN	`19-25-363-007`

Exterior

Lot Area	3,700 sqft (0.85 acres)
Lot Dimensions	80 ft deep x 46.3 ft wide

Location & Zoning

Account Number	1925363007
Street Address	312 E 1ST ST
City	SANDWICH
State	IL
Zip	60548-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOT 4, E 5FT N 1/2 LOT 3 & ADJ VAC ALLEY - BLK 16 - FULLERS ADDITION
Legal Subdivision	FULLERS ADDITION
Legal Block	16
Legal Lot Number	4,3
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	3
Census Block	3037
Census Tract	2000

Owner

Source: DeKalb County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1066 LINDA LN, SANDWICH, IL 60548-9344
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer · FHA Mortgage MUTUAL FEDERAL BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Deed Document Number	20224722
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 11, 2022
Property Address	312 E 1ST ST, SANDWICH, IL 60548-1602
Document Number	0000004722
Map Reference	MB A PG 6-1/2
Instrument Date	Apr 4, 2022
Instrument	2022004722
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 E 1ST ST, 312, SANDWICH, IL 60548-1602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E 1ST ST, SANDWICH, IL 60548-1602

Mortgage

Document Number	0000004723
Date	May 11, 2022
Instrument	2022004723

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	312 E 1ST ST, SANDWICH, IL 60548-1602
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005568
Date	Apr 30, 2021
Instrument	2021005568

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,331 (+22.25%) Land $7,026 Building $31,305	$114,993 (+22.25%) Land $21,078 Building $93,915
2024	$2,678.00
2023		$31,354 Land $5,747 Building $25,607	$94,062 Land $17,241 Building $76,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Rise Broadband, Watch TV.

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