Kenton County property record for 312 E 16th St, Covington, KY 41014 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Square Footage | 1,328 sqft Finished Area |
| Lot Size | 2,500 sqft (0.057 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,000 (2021) |
| Tax Bill | $1,749.00 (2025) |
| Primary APN | 055-31-08-035.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,328 sqft Finished Area |
| Stories | 2 Stories |
| Exterior Material | Aluminum/Vinyl Exterior |
|---|---|
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,500 sqft (0.057 acres) |
| Depth X Width | 100 ft x 25 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 312 E 16TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOSSETT LOT E 25X100' NS 16TH 125' E GARRARD |
| Legal Subdivision | GOSSETT SAMUEL |
| Legal Lot Number | E |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-31-08-035.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 E 16TH ST, COVINGTON, KY 41014-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Oct 25, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MORTGAGE SERVICE CO |
| Apr 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | Apr 02, 2021 · Amount on Record |
| Deed Doc Number | 20215900237 |
| Deed Book / Page | 126 / 412 |
| Prior Transfer Date | Dec 28, 2011 |
| Prior Transfer Doc | 0005900223 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 22, 2026 |
| Property Address | 312 E 16TH ST, COVINGTON, KY 41014-1304 |
| Document Number | 0000015741 |
| Book / Page | 464 / 64 |
| Instrument Date | May 21, 2026 |
| Instrument | 202615741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 312 E 16TH ST, COVINGTON, KY 41014-1304 |
| Document Number | 0000015741, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 464/64 |
| Instrument | 202615741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 25, 2021 |
| Property Address | 312 E 16TH ST, COVINGTON, KY 41014-1304 |
| Document Number | 0005900237 |
| Book / Page | 126 / 412 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 21102505900237 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3061 BRUCES TRL, 3061, INDEPENDENCE, KY 41051-6887 |
| Name | Verified Name |
|---|---|
| Address | 312 E 16TH ST, COVINGTON, KY 41014-1304 |
| Document Number | 0005900238 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 21102505900238 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Number | 0005900239 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 290/384 |
| Instrument | 21102505900239 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 02, 2021 |
| Property Address | 312 E 16TH ST, COVINGTON, KY 41014-1304 |
| Document Number | 0005900236 |
| Book / Page | 82 / 179 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 21040205900236 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 E 16TH ST, 312, COVINGTON, KY 41014-1304 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3061 BRUCES TRL, INDEPENDENCE, KY 41051-6887 |
| Document Number | 0005900237 |
|---|---|
| Date | Apr 02, 2021 |
| Instrument | 21040205900237 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,749.00 (-0.51%) | $132,000 (-) Land $5,000 Building $127,000 | $132,000 (-) Land $5,000 Building $127,000 |
| 2023 | $1,758.00 | $132,000 Land $5,000 Building $127,000 | $132,000 Land $5,000 Building $127,000 |
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