312 Delray Dr, Saint Albans, WV 25177 Property Records

Kanawha County property record for 312 Delray Dr, Saint Albans, WV 25177

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1960
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Tax Bill	$680 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-7B-0123.0000`

Property Details

APN / Parcel Number

Primary APN	`16-7B-0123.0000`
Alternative APNs	`20-16-7B-0123.0000` `06702197`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	110 ft deep x 70.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06702197
Street Address	312 DELRAY DR
City	SAINT ALBANS
State	WV
Zip	25177-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 77 SUN VALLEY ADN
Legal Subdivision	SUN VALLEY ADN
Legal Lot Number	77
Jurisdiction	KANAWHA WV
Township / Civil Division	3
Census Block Group	2
Census Block	2001
Census Tract	13600

Owner

312 Delray Dr is owned and occupied by an individual.

Source: Kanawha County records, as of November 5, 2025

Owner of Record	Individual Name on File
Mailing Address	312 DELRAY DR, SAINT ALBANS, WV 25177-3503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0026420402
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANAWHA WV
Property Address	312 DELRAY DR, SAINT ALBANS, WV 25177-3503
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046760359
Date	Jan 9, 2024
Instrument	46760359

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 25, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 Delray Dr was $680.

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$680.00	$54,000 Land $11,160 Building $42,840	$90,000 Land $18,600 Building $71,400
2023	$659.00	$52,380 (-) Land $11,160 Building $41,220	$87,300 (-) Land $18,600 Building $68,700
2022		$52,380 Land $11,160 Building $41,220	$87,300 Land $18,600 Building $68,700
2021	$619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Delray Dr in Zone X, an area of minimal flood risk, though there have been 66 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	66 (1978–2025)
Claims Outside the SFHA	12 of 66
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2021 · 8 claims Severe Winter Storm, Flooding, Landslides, And Mudslides, Mar 2015 · 4 claims Severe Storms, Flooding, And Landslides, Nov 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Delray Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST ALBANS WATER serves 13,758 people · EPA ID WV3302031
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20