Richland County property record for 312 Deer Run Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1977 |
| Lot Size | 0.466 acres (20,337 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jan 2026) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25903-03-07 |
| Primary APN | 25903-03-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,824 sqft Heated Area |
| Gross Area | 3,029 sqft |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,337 sqft (0.466 acres) |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 247 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00871024 |
|---|---|
| Street Address | 312 DEER RUN RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 26 BLK L 130X149.6X111.2X150 #SU BRIARCLIFF EST #PR X-3383/3383A X-8911 |
| Legal Subdivision | BRIARCLIFFE |
| Legal Block | L |
| Legal Lot Number | 26 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11425 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 DEER RUN RD, ELGIN, SC 29045-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 26, 2026 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2026 · Amount on Record |
| Deed Sale | Jan 26, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2004 · Amount on Record |
| Deed Document Number | 20263758 |
| Deed Book / Page | 3094 / 656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 312 DEER RUN RD, ELGIN, SC 29045-8608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0028603467 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 2860/3467 |
| Instrument | 2023036848 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 312 DEER RUN RD, ELGIN, SC 29045-8608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 DEER RUN RD, ELGIN, SC 29045-8608 |
| Document Number | 0030140706 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 3014/706 |
| Instrument | 2025018699 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 26, 2026 |
| Property Address | 312 DEER RUN RD, ELGIN, SC 29045-8608 |
| Document Number | 0030940656 |
| Book / Page | 3094 / 656 |
| Map Reference | MB X PG 3383&3383-A |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026003758 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 DEER RUN RD, ELGIN, SC 29045-8608 |
| Investor | Possibly a Property Investor |
| Document Number | 2026003759 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026003759 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 (+13.8%) | $5,708 (-) | $196,100 (+37.42%) Land $30,000 Building $166,100 |
| 2023 | $1,536.00 (+1.12%) | $5,708 (-0.04%) | $142,700 (-7.46%) |
| 2021 | $1,519.00 | $5,710 | $154,200 Land $20,300 Building $133,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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