312 Cuencas, Laredo, TX 78046 Property Records

Webb County property record for 312 Cuencas, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,182 sqft · built 2005
Lot Size	0.111 acres (4,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,673 (Jun 2022)
Tax Bill	$804 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`964-51005-140`

Property Details

APN / Parcel Number

Primary APN	`964-51005-140`
Alternative APN	`256841`

Interior

Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,830 sqft (0.111 acres)
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Location & Zoning

Street Address	312 CUENCA DR
City	LAREDO
State	TX
Zip	78046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SANTA RITA UNIT XI, BLOCK 5, LOT 14
Legal Subdivision	SANTA RITA UNIT XI
Legal Block	5
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2003
Census Tract	1819

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 CUENCAS, LAREDO, TX 78046-8589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Jun 16, 2022	Vendor's Lien, Transfer PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	20221470860
Deed Book / Page	5293 / 716
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	312 CUENCAS, LAREDO, TX 78046-8589
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Mortgage

Document Number	005293/735
Date	Jun 16, 2022
Book Page	5293/735
Instrument	1470862

Lender

Name	TEXAS DEPT OF HOUSING & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 16, 2022
Property Address	312 CUENCAS, LAREDO, TX 78046-8589
Document Number	005293/716
Book / Page	5293 / 716
Map Reference	VOL 20 PG 93
Instrument Date	Jun 15, 2022
Instrument	1470860
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CUENCAS, LAREDO, TX 78046-8589
Investor	Possibly a Property Investor

Mortgage

Date	Jun 16, 2022

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	005293/719
Date	Jun 16, 2022
Book Page	5293/719
Instrument	1470861

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,014 (+4.45%) Land $44,436 Building $121,578	$166,014 (+4.45%) Land $44,436 Building $121,578
2025	$804.00 (-17.79%) Homeowner's exemption	$158,944 (+8.42%) Land $44,436 Building $114,508	$158,944 (+8.42%) Land $44,436 Building $114,508
2024	$978.00 (+11.39%)
2023		$146,597 Land $41,973 Building $104,624	$146,597 Land $41,973 Building $104,624
2022	$878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Smartcom Telephone.

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