312 Crosby Dr, Gray Summit, MO 63039 Property Records

Franklin County property record for 312 Crosby Dr, Gray Summit, MO 63039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1963
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$169,800 (Aug 2021)
Tax Bill	$1,896 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-3-05.0-4-007-091.000`

Property Details

APN / Parcel Number

Primary APN	`19-3-05.0-4-007-091.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	108 sqft

Location & Zoning

Street Address	312 CROSBY DR
City	GRAY SUMMIT
State	MO
Zip	63039-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:79 GRAY SUMMIT HILLS 7
Legal Range	2E
Legal Township	43N
Legal Section	05
Legal Subdivision	GRAY SUMMIT HILLS
Legal Lot Number	79
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1039
Census Tract	800101

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 CROSBY DR, GRAY SUMMIT, MO 63039-1106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK STAR
Nov 14, 2018	Warranty Deed, Transfer OTHER
Apr 25, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Nov 14, 2018
Deed Document Number	202114770
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	312 CROSBY DR, GRAY SUMMIT, MO 63039-1106
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002513539
Date	Oct 23, 2025
Instrument	2513539

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2040

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 6, 2021
Property Address	312 CROSBY DR, GRAY SUMMIT, MO 63039-1106
Document Number	0002114770
Map Reference	PB I PG 31
Instrument Date	Aug 4, 2021
Instrument	2114770
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	312 CROSBY DR, GRAY SUMMIT, MO 63039-1106

Mortgage

Document Number	0002114771
Date	Aug 6, 2021
Instrument	2114771

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	312 CROSBY DR, GRAY SUMMIT, MO 63039-1106
Document Number	0000015630
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2633 MERAMEC TERRACE RD ROBERTSVILLE MO 630721205, ROBERTSVILLE, MO 63072-1205

Mortgage

Document Number	0000015630
Date	Sep 18, 2020
Instrument	15630

Lender

Name	BANK STAR
Type	Bank
Address	PACIFIC, MO 63069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 14, 2018
Property Address	312 CROSBY DR, GRAY SUMMIT, MO 63039-1106
Document Number	0000015784
Instrument Date	Nov 14, 2018
Instrument	15784
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2633 MERAMEC TERRACE RD ROBERTSVILLE MO 630721205, ROBERTSVILLE, MO 63072-1205

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRANKLIN MO
Recording Date	Apr 25, 2018
Property Address	312 CROSBY DR, GRAY SUMMIT, MO 63039-1106
Document Number	0000005504
Instrument Date	Apr 19, 2018
Instrument	5504
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CYPRESS DR PACIFIC MO 630691867, PACIFIC, MO 63069-1867

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,896.00 (+16.18%)	$24,607 (+6.99%)	$129,510 (+6.99%) Land $44,100 Building $85,410
2023	$1,632.00 (+20.8%)	$23,000	$121,050 Land $44,100 Building $76,950
2022	$1,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on Crosby Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures