312 Coves End Pt, Seneca, SC 29678 Property Records

Oconee County property record for 312 Coves End Pt, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 2022
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Aug 2020)
Tax Bill	$6,283 (2025)
Deeds & Mortgages	Aug 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`292-00-05-195`

Property Details

APN / Parcel Number

Primary APN	`292-00-05-195`
Alternative APN	`39451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Basement Area	1,500 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	198 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39451
Old Parcel Number	292 00 05 195
Street Address	312 COVES END PT
City	SENECA
State	SC
Zip	29678-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 (.57AC)
Legal Subdivision	LAKE HARTWELL
Legal Block	5
Legal Lot Number	9
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1016
Census Tract	30801

Owner

312 Coves End Pt is owned by two individuals who bought it in August 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1907 VERI LOOP, THE VILLAGES, FL 34762-6761
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Deed Document Number	2147
Deed Book / Page	2593 / 40
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 10, 2020
Property Address	312 COVES END PT, SENECA, SC 29678-6051
Document Number	0025930040
Book / Page	002593 / 000040
Instrument Date	Aug 7, 2020
Transaction Type	Construction Loan
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$507.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3434 RIDGEMOOR DR ORLANDO FL 32828, ORLANDO, FL 32828

Mortgage

Document Number	40030001
Date	Aug 10, 2020
Book Page	004003/000001

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 312 Coves End Pt was $6,283.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,283.00	$19,491 Land $4,588 Building $14,903	$487,290 Land $114,710 Building $372,580
2023		$19,491 Land $4,588 Building $14,903	$487,290 Land $114,710 Building $372,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Coves End Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Coves End Pt is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Coves End Pt

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