312 Covered Bridge Ln, Cherry Log, GA 30522 Property Records

Fannin County property record for 312 Covered Bridge Ln, Cherry Log, GA 30522

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 ba · 3,292 sqft · built 2022
Lot Size	1.11 acres (48,352 sqft)
Owner	Company Name on Record
Last Sale	$1,250,000 (Feb 2026)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Aug 2017 Second Mortgage Feb 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0065 0091H`

Property Details

APN / Parcel Number

Primary APN	`0065 0091H`
Alternative APN	`30477`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,292 sqft Heated Area
1st Floor Area	1,646 sqft
Basement Area	1,646 sqft
Finished Basement	1,646 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	798 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	30477
Street Address	312 COVERED BRIDGE LN
City	CHERRY LOG
State	GA
Zip	30522-2059
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIAL
Legal Description	9-2 LL306 LT32 DB1521-458* 1.11 AC
Legal Subdivision	THE HEIGHTS
Legal Lot Number	32
Jurisdiction	FANNIN GA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2016
Census Tract	50400

Owner

Source: Fannin County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1999 SHANNONS CV, MIRAMAR BEACH, FL 32550-7875
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED COMMUNITY MORTGAGE
Feb 3, 2026	Warranty Deed, Transfer
Jul 12, 2023	Limited Warranty Deed, Transfer
Aug 19, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITY NATIONAL BANK
Mar 11, 2022	Limited Warranty Deed, Transfer · Commercial Mortgage BANK OZK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	0001687157
Deed Book / Page	1687 / 157
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	312 COVERED BRIDGE LN, CHERRY LOG, GA 30522-2059
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001218/660
Date	Aug 1, 2017
Book Page	1218/660
Instrument	2197960015

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 3, 2026
Property Address	312 COVERED BRIDGE LN, CHERRY LOG, GA 30522-2059
Document Number	001687/157
Book / Page	1687 / 157
Instrument Date	Feb 3, 2026
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Tax	$12.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1999 SHANNONS CV, MIRAMAR BEACH, FL 32550-7875

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jul 12, 2023
Property Address	312 COVERED BRIDGE LN, CHERRY LOG, GA 30522-2059
Document Number	001563/553
Book / Page	1563 / 553
Instrument Date	Jul 10, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 COVERED BRIDGE LN, GA

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 19, 2022
Property Address	312 COVERED BRIDGE LN, CHERRY LOG, GA 30522-2059
Document Number	001521/458
Book / Page	1521 / 458
Instrument Date	Aug 19, 2022
Instrument	2022-002800
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 COVERED BRIDGE LN, CHERRY LOG, GA 30522-2059

Mortgage

Document Number	0000001521/0000000459
Date	Aug 23, 2022
Book Page	0000001521/0000000459

Lender

Name	CITY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Mar 11, 2022
Property Address	312 COVERED BRIDGE LN, CHERRY LOG, GA 30522-2059
Document Number	001491/555
Book / Page	1491 / 555
Instrument Date	Mar 11, 2022
Instrument	2022-000836
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 SANDY SPRINGS PL # D, D, ATLANTA, GA 30328
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001495/0000000590
Date	Mar 31, 2022
Book Page	0000001495/0000000590

Lender

Name	BANK OZK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,183.00 (+847.32%)	$350,908 (-15.3%) Land $68,000 Building $282,908	$877,270 (-15.3%) Land $170,000 Building $707,270
2023		$414,288 (+1,626.2%) Land $68,000 Building $346,288	$1,035,720 (+1,626.2%) Land $170,000 Building $865,720
2022	$336.00	$24,000 Land $22,000 Building $2,000	$60,000 Land $55,000 Building $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE WATER SYSTEM serves 6,112 people · EPA ID GA1110000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

May also be available: ETC.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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