312 County Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 312 County Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,005 sqft · built 1940
Lot Size	0.319 acres (13,900 sqft)
Owner	Individual Name on File
Last Sale	$67,900 (Jun 2002)
Tax Bill	$2,946 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0181 B:0000 L:1`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0181 B:0000 L:1`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,005 sqft Living Area
Gross Area	2,022 sqft
Basement Area	735 sqft
Unfinished Basement	735 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,900 sqft (0.319 acres)

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Street Address	312 COUNTY RD
City	HOLYOKE
State	MA
Zip	01040-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Lot Number	1
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1021
Census Tract	812101

Owner

312 County Rd is owned and occupied by an individual who acquired it in July 2020.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	312 COUNTY RD, HOLYOKE, MA 01040-9677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Feb 5, 2018	Deed of Trust, Mortgage DITECH FINANCIAL LLC
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2002 · Amount on File
Deed Sale	Jun 24, 2002 · Amount on File
Deed Book / Page	12401 / 513
Last Transfer Date	Jul 21, 2020
Transfer Doc	23322-69
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	312 COUNTY RD, HOLYOKE, MA 01040-9677
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024933-110
Date	Mar 10, 2023
Book Page	24933/110
Instrument	10910

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	312 COUNTY RD, HOLYOKE, MA 01040-9677
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24167-342
Date	Oct 6, 2021
Book Page	24167/342
Instrument	70779

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	312 COUNTY RD, HOLYOKE, MA 01040-9677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22051-287
Date	Feb 5, 2018
Book Page	22051/287
Instrument	6426

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	300 Months
Due	Feb 1, 2043

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 21, 2020
Property Address	312 COUNTY RD, HOLYOKE, MA 01040-9677
Document Number	23322-69
Book / Page	023322 / 000069
Instrument Date	Jul 21, 2020
Instrument	39191
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 COUNTY RD HOLYOKE MA 010409677, HOLYOKE, MA 01040-9677

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 28, 2019
Property Address	312 COUNTY RD, HOLYOKE, MA 01040-9677
Document Number	22537-299
Book / Page	022537 / 000299
Instrument Date	Jan 1, 2019
Instrument	5013
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 COUNTY RD HOLYOKE MA 010409677, HOLYOKE, MA 01040-9677

Tax Assessment & Valuation

The 2026 property tax bill for 312 County Rd was $2,946, up 6.7% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,946.00 (+6.74%)	$169,000 (+6.89%) Land $68,400 Building $98,300	$224,352 (-6.36%)
2025	$2,760.00 (+6.94%)	$158,100 (+16.08%) Land $64,000 Building $94,100	$239,590 (+18.07%)
2024	$2,581.00 (+3.53%)	$136,200 (+2.48%) Land $61,000 Building $75,200	$202,920
2023	$2,493.00	$132,900 Land $61,000 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 County Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 County Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon, Whip City Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on County Rd

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