312 Country Mill, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 312 Country Mill, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,702 sqft · built 2020
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$381,220 (Aug 2024)
Tax Bill$642 (2025)
Deeds & MortgagesAug 2024 Second Mortgage
Aug 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1G-0484-2000-08300-000

Property Details

APN / Parcel Number

Primary APN1G-0484-2000-08300-000
Alternative APNs
  • 1G3932-6001-00200-0-00
  • 000000182406
  • 000000239438
  • 000000310506
  • 170977

Interior

Bedrooms4 Beds
Stories2 Stories
Building Area2,702 sqft Living Area
Gross Area3,377 sqft
1st Floor Area2,021 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces7 Parking Spaces
Pool Area1 sqft
PorchCovered Porch
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address312 COUNTRY ML
CityCIBOLO
StateTX
Zip78108-2443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSARATOGA UNIT #6 BLOCK 1 LOT 2 .22 AC
Legal SubdivisionSARATOGA UNIT #6
Legal Tract2
Legal Block1
Legal Lot Number2
JurisdictionGUADALUPE TX
Township / Civil DivisionSOUTHWEST GUADALUPE
Census Block Group3
Census Block3096
Census Tract210804

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address312 COUNTRY ML, CIBOLO, TX 78108-2443
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INTERNATIONAL BANK OF COMMERCE
Aug 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Dec 14, 2023Vendor's Lien, Transfer · Stand-Alone First Mortgage
THE FALLS CITY NATIONAL BANK
Jul 23, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleJul 23, 2020 · Amount on Record
Deed Document Number202419300
Prior Transfer DateJul 22, 2020
Prior Transfer Doc0099019019
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property AddressTX
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyALA TITLE, ALAMO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099019827
DateAug 21, 2024
Instrument202499019827
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
AddressAUSTIN, TX 78758
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2039

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property AddressTX
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanyALA TITLE, ALAMO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1660 CHESTNUT OAK, SCHERTZ, TX 78154-3647

Mortgage

Document Number0099019826
DateAug 21, 2024
Instrument202499019826
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
AddressFLOWER MOUND, TX 75028
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

December 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateDec 14, 2023
Property AddressTX
Document Number0099030345
Map ReferenceVOL 9 PG 440&441
Instrument DateDec 14, 2023
Instrument202399030345
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyAUSTIN TITLE, ATC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 W CHIHUAHUA ST # ST101, ST101, LA VERNIA, TX 78121-5928

Transferred To (Grantee/Buyer)

NameVerified Name
Address1660 CHESTNUT OAK, SCHERTZ, TX 78154-3647

Mortgage

Document Number0099030347
DateDec 14, 2023
Instrument202399030347
Lender
NameTHE FALLS CITY NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueDec 14, 2024

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJul 23, 2020
Property Address312 COUNTRY ML, SCHERTZ, TX 78108-2443
Document Number0000019019
Instrument DateJul 22, 2020
Instrument19019
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2020
Title CompanyDHI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address312 COUNTRY ML CIBOLO TX 781082443, CIBOLO, TX 78108-2443

Mortgage

Document Number19020
DateJul 23, 2020
Instrument19020
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
Unified School DistrictMarion Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,836 (-45.84%) Land $53,164 Building $338,672$391,836 (-45.84%) Land $53,164 Building $338,672
2025$642.00 (-63.44%) Homeowner's exemption$723,517 (+2,041.15%) Land $103,776 Building $619,741$723,517 (+2,041.15%) Land $103,776 Building $619,741
2024$1,756.00
2023$33,791 Land $33,791$33,791 Land $33,791

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims2 (1998–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Alamo Broadband
Fixed Wireless
990 / 300
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
ZipLink Internet
Fixed Wireless
100 / 20

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