Middlesex County and Bedford Town property record for 312 Concord Rd, Bedford, MA 01730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,417 sqft · built 2015 |
| Lot Size | 0.838 acres (36,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,141,101 (Apr 2016) |
| Tax Bill | $187 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:068 P:0085 |
| Primary APN | BEDF M:068 P:0085 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,417 sqft Living Area |
| Gross Area | 8,206 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 1,690 sqft |
| Unfinished Basement | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,499 sqft (0.838 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 312 CONCORD RD |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 359303 |
312 Concord Rd is owned and occupied by two individuals who bought it in April 2016.
Source: Middlesex County and Bedford Town records, as of May 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 CONCORD RD, BEDFORD, MA 01730-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Sep 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Jan 25, 2019 | Deed of Trust, Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2016 · Amount on File |
| Deed Sale | Apr 12, 2016 · Amount on File |
| Prior Sale | Mar 31, 2014 · Amount on File |
| Deed Document Number | 201655482 |
| Deed Book / Page | 67075 / 558 |
| Transfer Doc | 067075-558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Apr 29, 2026 |
| Property Address | 312 CONCORD RD, BEDFORD, MA 01730-2050 |
| Document Number | 085528-169 |
| Book / Page | 85528 / 169 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202647884 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 CONCORD RD, BEDFORD, MA 01730-2050 |
| Document Number | 0000047884, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 85528/169 |
| Instrument | 202647884 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 312 CONCORD RD, BEDFORD, MA 01730-2050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75659-15 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 75659/15 |
| Instrument | 165652 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD MA |
| Property Address | 312 CONCORD RD, BEDFORD, MA 01730-2050 |
| Document Number | 72179-289 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Address | 312 CONCORD RD BEDFORD MA 017302050, BEDFORD, MA 01730-2050 |
| Document Number | 72179-289 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 072179/000289 |
| Instrument | 12621 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 312 Concord Rd was $187, down 98.9% from the year before.
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187.00 (-98.94%) | $1,560,800 (+5%) Land $553,600 Building $1,007,200 | $1,645,970 |
| 2024 | $17,660.00 (+7.93%) | $1,486,500 (+13.38%) Land $527,200 Building $959,300 | |
| 2023 | $16,363.00 | $1,311,100 Land $498,000 Building $813,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Concord Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2010–2016) |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Concord Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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