312 Commerce Ct, Winter Haven, FL 33880 Property Records

Polk County property record for 312 Commerce Ct, Winter Haven, FL 33880

Property Summary

Property Type	Commercial
Details	1 bd · 3,000 sqft · built 1994
Lot Size	0.369 acres (16,078 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Dec 2018)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354614-000037`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354614-000037`
Alternative APN	`52825000`

Interior

Bedrooms	1 Bed
Units	2 Units
Stories	1 Story
Building Area	3,000 sqft Gross Area
1st Floor Area	3,000 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Fire Resistance	Special
Roof Type	Gambrel
Roof Material	Tar & Gravel
Lot Area	16,078 sqft (0.369 acres)
View / Lot	Wetland

Location & Zoning

Street Address	312 COMMERCE CT
City	WINTER HAVEN
State	FL
Zip	33880-1280
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WESTSIDE COMMERCIAL CENTER PB 83 PG 40 PART LOT 3 DESC AS BEG SE COR RUN N 213 FT W 178.08 FT TO CURVE SWLY ALONG CURVE 86.39 FT W 3.79 FT S 158 FT E 236.97 FT TO POB LESS BEG SE COR SAID LOT 3 RUN W 136.97 FT N 137 FT N 52 DEG 07 MIN 53 SEC W 67.90
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	WESTSIDE COMMERCIAL CENTER
Legal Tract	354614
Legal Block	1
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1002
Census Tract	13802

Owner

Source: Polk County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18519 COASTAL SHORE TER, LAND O LAKES, FL 34638-0165
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2018	Warranty Deed, Transfer KNAPP MERLYN V TRUST (RT)
Dec 18, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Nov 30, 2004 · Amount on Record
Deed Document Number	2018261207
Deed Book / Page	10700 / 832
Prior Transfer Date	Dec 5, 2018
Prior Transfer Doc	0107000832
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 18, 2018
Property Address	312 COMMERCE CT, WINTER HAVEN, FL 33880-1280
Document Number	0107000832
Book / Page	010700 / 000832
Instrument Date	Dec 5, 2018
Instrument	261207
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4354 DIRKSHIRE LOOP LAKELAND FL 338010392, LAKELAND, FL 33801-0392

Mortgage

Document Number	107000843
Date	Dec 18, 2018
Book Page	010700/000843
Instrument	261209

Lender

Name	KNAPP MERLYN V TRUST (RT)
Address	1332 DEVERLY DR, LAKELAND, FL 33801-0302

Agreement

Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 18, 2018
Property Address	312 COMMERCE CT, WINTER HAVEN, FL 33880-1280
Document Number	0107000829
Book / Page	010700 / 000829
Instrument Date	Nov 21, 2018
Instrument	261206
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1332 DEVERLY DR LAKELAND FL 338010302, LAKELAND, FL 33801-0302

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (-7.24%)	$122,036 (-0.68%) Land $43,400 Building $78,636	$122,036 (-0.68%) Land $43,400 Building $78,636
2024	$1,700.00 (-5.4%)
2023	$1,797.00 (-1.05%)	$122,871 (-0.47%) Land $43,400 Building $79,471	$122,871 (-0.47%) Land $43,400 Building $79,471
2022	$1,816.00	$123,454 Land $43,400 Building $80,054	$123,454 Land $43,400 Building $80,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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