Lauderdale County property record for 312 Cliffpointe Dr, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,056 sqft · built 2016 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $163,500 (Jan 2015) |
| Tax Bill | $2,374 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-10-0-004-012-000 |
| Primary APN | 16-02-10-0-004-012-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,056 sqft Living Area |
| 1st Floor Area | 2,396 sqft |
| 2nd Floor Area | 1,660 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 236 ft deep x 181 ft wide |
| View / Lot | Waterfront |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 39974 |
|---|---|
| Street Address | 312 CLIFFPOINTE DR |
| City | FLORENCE |
| State | AL |
| Zip | 35634-4560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 218(WF) X 216.33 IRR SHOALS CREEK ESTATES LOT 111 & 112 1.07 AC/C SEC 10 T2S R10W PB 6 PG 284 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | SHOALS CREEK ESTATES |
| Legal Lot Number | 111-112 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11502 |
Source: Lauderdale County records, as of November 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 312 CLIFFPOINTE DR, FLORENCE, AL 35634-4560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · ARM LOAN DEPOT INC |
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK |
| Apr 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOAN DEPOT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2015 · Amount on Record |
| Deed Sale | Jan 15, 2015 · Amount on Record |
| Deed Book / Page | 2015 / 1728 |
| Last Transfer Date | Mar 19, 2021 |
| Transfer Doc | 2021/23467 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 312 CLIFFPOINTE DR, FLORENCE, AL 35634-4560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019/28752 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 2019/28752 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 312 CLIFFPOINTE DR, FLORENCE, AL 35634-4560 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018/21447 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 2018/21447 |
| Name | FIRST SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Apr 14, 2021 |
| Property Address | 312 CLIFFPOINTE DR, FLORENCE, AL 35634-4560 |
| Document Number | 2021/23467 |
| Book / Page | 2021 / 23467 |
| Map Reference | MB 6 PG 284 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 312 CLIFFPOINTE DR, FLORENCE, AL 35634-4560 |
| Document Number | 202123470202123470 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021/23470202123470 |
| Name | LOAN DEPOT INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,374.00 (-4.39%) Homeowner's exemption Senior Citizen's exemption | $82,680 (-4.39%) | $826,700 (-4.39%) Land $175,900 Building $650,800 |
| 2024 | $2,483.00 (-28.2%) Homeowner's exemption Senior Citizen's exemption | $86,480 (+198.62%) Land $16,400 Building $70,080 | $864,640 (-12.67%) Land $163,900 Building $700,740 |
| 2023 | $3,458.00 (+25.29%) Homeowner's exemption | $28,960 (-63.38%) Land $28,960 | $990,140 (+25.22%) Land $289,400 Building $700,740 |
| 2022 | $2,760.00 Homeowner's exemption | $79,080 | $790,700 Land $247,300 Building $543,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1998–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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