312 Clark Cir, Bowling Green, KY 42103 Property Records

Warren County property record for 312 Clark Cir, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1971
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Nov 2025)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051A-20-101`

Property Details

APN / Parcel Number

Primary APN	`051A-20-101`
Alternative APNs	`H8351005` `268836` `396798`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	335 ft deep x 86 ft wide
Garage Type	Detached
Garage Area	320 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	312 CLARK CIR
City	BOWLING GREEN
State	KY
Zip	42103-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROBERT LOVING
Legal Lot Number	101
Jurisdiction	WARREN KY
Township / Civil Division	SMITHS GROVE
Census Block Group	3
Census Block	3008
Census Tract	11600

Owner

312 Clark Cir is owned by an individual who bought it in November 2025.

Source: Warren County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	567 COOKSEY LN, 5011, BOWLING GREEN, KY 42103-9186
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 4, 2025	Deed, Construction Loan · Construction Mortgage FRANKLIN BANK AND TRUST COMPANY
Sep 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Feb 4, 2025 · Amount on File
Deed Document Number	20252139288
Deed Book / Page	1334 / 252
Prior Transfer Date	Sep 27, 2022
Prior Transfer Doc	0D1267/464
Record Updated	Jun 8, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Nov 25, 2025
Property Address	312 CLARK CIR, BOWLING GREEN, KY 42103-8500
Document Number	0D1334/252
Book / Page	D1334 / 252
Map Reference	MB 12 PG 61
Instrument Date	Nov 12, 2025
Instrument	2139288
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 PREAKNESS WAY, BOWLING GREEN, KY 42104-8564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 COOKSEY LN APT 5011, 5011, BOWLING GREEN, KY 42103-9186

Mortgage

Document Number	0002139289
Date	Nov 25, 2025
Instrument	2139289

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0M3600/587
Date	Nov 25, 2025
Book Page	M3600/587
Instrument	2139290

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

February 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Feb 4, 2025
Property Address	312 CLARK CIR, BOWLING GREEN, KY 42103-8500
Document Number	0D1316/318
Book / Page	D1316 / 318
Map Reference	MB 12 PG 61
Instrument Date	Jan 23, 2025
Instrument	2088483
Transaction Type	Construction Loan
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, CHESTNUT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 85TH ST #917917, 917917, LAYNESVILLE, KY 41635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9238 POPLAR GROVE LN, ALVATON, KY 42122-7822

Mortgage

Document Number	0002088484
Date	Feb 4, 2025
Instrument	2088484

Lender

Name	FRANKLIN BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jan 23, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN KY
Recording Date	Sep 27, 2022
Property Address	312 CLARK CIR, BOWLING GREEN, KY 42103-8500
Document Number	0D1267/464
Book / Page	D1267 / 464
Map Reference	MB 12 PG 61
Instrument Date	Sep 27, 2022
Instrument	1969570
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CLARK CIR, BOWLING GREEN, KY 42103-8500

Tax Assessment & Valuation

The 2025 property tax bill for 312 Clark Cir was $1,124.

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00	$127,500	$127,500
2023	$595.00 Homeowner's exemption	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Clark Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Clark Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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