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312 Cherry Tree Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 312 Cherry Tree Ct, Forest Hill, MD 21050 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,612 sqft · built 1998
Lot Size0.277 acres (12,066 sqft)
Owner2 Individual Names on File
Last Sale$449,900 (Aug 2017)
Tax Bill$4,995 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-303802

Property Details

APN / Parcel Number

Primary APN03-303802
Alternative APNs
  • 3303802
  • 303802

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,612 sqft Total Area
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,066 sqft (0.277 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft
Deck Area380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number303802
Street Address312 CHERRY TREE CT
CityFOREST HILL
StateMD
Zip21050-3072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 128 12066 SF 312 CHERRY TREE COURT SPENCEOLA FRMS S2 P85/78
Legal SubdivisionSPENCEOLA FARMS
Legal Lot Number128
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2011
Census Tract303203

Owner

Source: Harford County records · APN 03-303802

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address312 CHERRY TREE CT, FOREST HILL, MD 21050-3072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Aug 28, 2017Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2017 · Amount on Record
Deed SaleAug 28, 2017 · Amount on Record
Prior SaleSep 02, 2010 · Amount on Record
Deed Document Number201712488-0035
Deed Book / Page12488 / 35
Transfer Doc0000000221
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address312 CHERRY TREE CT, FOREST HILL, MD 21050-3072
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 CHERRY TREE CT, FOREST HILL, MD 21050-3072

Mortgage

Document Number0157700391
DateDec 14, 2022
Book Page15770/391
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address312 CHERRY TREE CT, FOREST HILL, MD 21050-3072
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyBLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0143420081
DateDec 17, 2020
Book Page14342/81
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 28, 2017
Property Address312 CHERRY TREE CT, FOREST HILL, MD 21050-3072
Document Number0124880035
Book / Page12488 / 0035
Map ReferenceMB85 FO78
Instrument DateJul 07, 2017
Instrument12488-0035
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyUNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,448.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address312 CHERRY TREE CT, FOREST HILL, MD 21050-3072

Mortgage

Document Number124880043
DateAug 28, 2017
Instrument12488-0043
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$498,733 (+11.51%)$557,400 (+18.75%) Land $124,800 Building $432,600
2025$4,995.00 (+5.07%)
2023$447,267$469,400 Land $124,800 Building $344,600
2022$4,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253032032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011, other causes, Hurricane Irene

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 533 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Armstrong Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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