312 Cherokee Dr, Ottawa, OH 45875 Property Records

Putnam County property record for 312 Cherokee Dr, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1986
Lot Size	0.38 acres (16,570 sqft)
Owner	2 Individual Names on File
Last Sale	$191,000 (Jun 2016)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-167046.0000`

Property Details

APN / Parcel Number

Primary APN	`32-167046.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,570 sqft (0.38 acres)
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	312 CHEROKEE DR
City	OTTAWA
State	OH
Zip	45875-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01202 VAL INCL 32-1672.40
Legal Subdivision	CHEROKEE SUBDIVISION ADDITION
Legal Lot Number	1202
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1002
Census Tract	30302

Owner

312 Cherokee Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 CHEROKEE DR, OTTAWA, OH 45875-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Dec 4, 2020	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Deed Document Number	20162576
Deed Book / Page	680 / 989
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	312 CHEROKEE DR, OTTAWA, OH 45875-1617
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000783/161
Date	Jan 6, 2026
Book Page	783/161
Instrument	202600000034

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 31, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	312 CHEROKEE DR, OTTAWA, OH 45875-1617
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	728/673
Date	Dec 7, 2020
Book Page	728/673
Instrument	202000006207

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	312 CHEROKEE DR, OTTAWA, OH 45875-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	728/673
Date	Dec 4, 2020
Book Page	728/673
Instrument	202000006207

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	312 CHEROKEE DR, OTTAWA, OH 45875-1617
Transaction Type	Mortgage
Record Updated	Nov 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	726/172
Date	Oct 7, 2020
Book Page	726/172
Instrument	202000005064

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 312 Cherokee Dr was $2,504 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00 Homeowner's exemption	$75,890 Land $10,440 Building $65,450	$215,880 Land $29,830 Building $186,050
2023	$2,453.00 (+7.78%) Homeowner's exemption Additional exemption filed	$62,070 (-) Land $8,230 Building $53,840	$216,830 Land $29,830 Building $187,000
2022	$2,276.00 Homeowner's exemption	$62,070 Land $8,230 Building $53,840
2020			$177,340 Land $23,510 Building $153,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 Cherokee Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2007–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Cherokee Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glandorf Internet Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: HDER Link, MetaLINK Technologies.

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