312 Chapel St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 312 Chapel St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1959
Lot Size	1.84 acres (80,511 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Nov 2017)
Tax Bill	$6,674 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:164 B:11`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:164 B:11`
Alternative APNs	`M:00164 P:00011` `3015`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	631 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,511 sqft (1.84 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3015
Street Address	312 CHAPEL ST
City	HOLDEN
State	MA
Zip	01520-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	11
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1004
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 CHAPEL ST, HOLDEN, MA 01520-1815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on Record
Deed Sale	Nov 28, 2017 · Amount on Record
Prior Sale	Aug 23, 2017
Deed Document Number	2017132458
Deed Book / Page	58099 / 358
Transfer Doc	58099-361
Record Updated	Oct 29, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Nov 28, 2017
Property Address	312 CHAPEL ST, HOLDEN, MA 01520-1815
Document Number	58099-358
Book / Page	058099 / 000358
Instrument Date	Nov 24, 2017
Instrument	132458
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 MELROSE ST BOYLSTON MA 015052014, BOYLSTON, MA 01505-2014

Mortgage

Document Number	58099-361
Date	Nov 28, 2017
Book Page	058099/000361
Instrument	132459

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 23, 2017
Property Address	312 CHAPEL ST, HOLDEN, MA 01520-1815
Document Number	57625-309
Book / Page	057625 / 000309
Instrument Date	Feb 14, 2017
Instrument	92355
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 CHAPEL ST HOLDEN MA 015201815, HOLDEN, MA 01520-1815

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,674.00 (+4.2%)	$495,100 (+7.14%) Land $198,000 Building $297,100	$500,482 (+27.07%)
2025	$6,405.00 (+5.96%)	$462,100 (+8.17%) Land $188,400 Building $273,700	$393,870
2024	$6,045.00 (+3.74%)	$427,200 (+9.9%) Land $183,200 Building $244,000
2023	$5,827.00	$388,700 Land $159,100 Building $229,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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